<?xml version="1.0"?>
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns="https://www.telebib2.org/Namespace/2021" targetNamespace="https://www.telebib2.org/Namespace/2021" elementFormDefault="qualified">
  <!-- Generated on 2021-08-11, Telebib 7.62 -->
  <xs:include schemaLocation="https://www.telebib2.org/Namespace/2021/Tb2Cde.xsd"/>
  <xs:include schemaLocation="https://www.telebib2.org/Namespace/2021/Tb2De.xsd"/>
  <xs:complexType name="T_ACT">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Action</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="ActionManagementAct" type="T_ACT"/>
  <xs:element name="ActionRequestForBids" type="T_ACT"/>
  <xs:element name="ActionBid" type="T_ACT"/>
  <xs:element name="ActionVehicleLocalization" type="T_ACT"/>
  <xs:element name="ActionRating" type="T_ACT"/>
  <xs:element name="ActionInformative" type="T_ACT"/>
  <xs:element name="ActionGeneric" type="T_ACT"/>
  <xs:complexType name="T_CLS">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Clause</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="ClauseDetail" id="C115" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="ClauseIdentifier" id="X083" minOccurs="1" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="ClauseSpecial" type="T_CLS"/>
  <xs:element name="ClauseLiteral" type="T_CLS"/>
  <xs:element name="ClauseGeneral" type="T_CLS"/>
  <xs:element name="ClauseIPIDIsKIDInNonLife" type="T_CLS"/>
  <xs:element name="ClauseKIDInLifeInvestment" type="T_CLS"/>
  <xs:element name="ClauseLegallyMandatoryInformation" type="T_CLS"/>
  <xs:complexType name="T_DAM">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Loss</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="LossMaterial" type="T_DAM"/>
  <xs:element name="LossPhysical" type="T_DAM"/>
  <xs:element name="LossFinancial" type="T_DAM"/>
  <xs:element name="LossMoral" type="T_DAM"/>
  <xs:element name="LossGeneric" type="T_DAM"/>
  <xs:complexType name="T_DED">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Deductible</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="DeductibleNone" type="T_DED"/>
  <xs:element name="DeductiblePercentageOfAmountClaimed" type="T_DED"/>
  <xs:element name="DeductiblePercentageOfAmountInsured" type="T_DED"/>
  <xs:element name="DeductibleAgreedAmountPerClaim" type="T_DED"/>
  <xs:element name="DeductibleAgreedAmountPerPeriod" type="T_DED"/>
  <xs:element name="DeductibleAgreedAmountPerClaimPerObject" type="T_DED"/>
  <xs:element name="DeductibleAgreedAmountPerPeriodPerObject" type="T_DED"/>
  <xs:element name="DeductibleQualifyingPeriod" type="T_DED"/>
  <xs:element name="DeductibleMinimalDisability" type="T_DED"/>
  <xs:element name="DeductibleStopLoss" type="T_DED"/>
  <xs:element name="DeductibleStopLossIncludingRemaining" type="T_DED"/>
  <xs:complexType name="T_DOC">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Document</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="DocumentDetail" id="C100" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="DocumentIdentifier" id="X065" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n1" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n1" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="DocumentName" id="X066" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
      <xs:element ref="StatusCoded" id="X032" minOccurs="0" maxOccurs="1"/>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="DocumentRelatedPolicy" type="T_DOC"/>
  <xs:element name="DocumentReplacedPolicy" type="T_DOC"/>
  <xs:element name="DocumentDriverLicense" type="T_DOC"/>
  <xs:element name="DocumentGreenCard" type="T_DOC"/>
  <xs:element name="DocumentRegistrationCard" type="T_DOC"/>
  <xs:element name="DocumentCustomerRecordLegal" type="T_DOC"/>
  <xs:element name="DocumentGroupPolicy" type="T_DOC"/>
  <xs:element name="DocumentMembershipCard" type="T_DOC"/>
  <xs:element name="DocumentIdentityCard" type="T_DOC"/>
  <xs:element name="DocumentAntiTheftCertificate" type="T_DOC"/>
  <xs:element name="DocumentReport" type="T_DOC"/>
  <xs:element name="DocumentMotorcycleCertificate" type="T_DOC"/>
  <xs:element name="DocumentEstimate" type="T_DOC"/>
  <xs:element name="DocumentInvoice" type="T_DOC"/>
  <xs:element name="DocumentPolicyTakeOver" type="T_DOC"/>
  <xs:element name="DocumentPreviousPolicy" type="T_DOC"/>
  <xs:element name="DocumentMortgageLoanFile" type="T_DOC"/>
  <xs:element name="DocumentEuropeanAccidentNotification" type="T_DOC"/>
  <xs:element name="DocumentGameLicence" type="T_DOC"/>
  <xs:element name="DocumentInspectionReport" type="T_DOC"/>
  <xs:element name="DocumentDeathCertificate" type="T_DOC"/>
  <xs:element name="DocumentFamilyAllowanceCertificate" type="T_DOC"/>
  <xs:element name="DocumentClaimsCertificate" type="T_DOC"/>
  <xs:element name="DocumentProtectiveMeasuresCertificate" type="T_DOC"/>
  <xs:element name="DocumentCreditAddendumAsOfTheCreditor" type="T_DOC"/>
  <xs:element name="DocumentLicencePlateCancellationMessage" type="T_DOC"/>
  <xs:element name="DocumentDrivingAbilityMedicalCertificate" type="T_DOC"/>
  <xs:element name="DocumentSpecialClausesNonCodeAble" type="T_DOC"/>
  <xs:element name="DocumentFamilyComposition" type="T_DOC"/>
  <xs:element name="DocumentEmployeesComposition" type="T_DOC"/>
  <xs:element name="DocumentPolicyOrAmendment" type="T_DOC"/>
  <xs:element name="DocumentClaimDeclaration" type="T_DOC"/>
  <xs:element name="DocumentApplicationForRegistration" type="T_DOC"/>
  <xs:element name="DocumentObligationOfInformation" type="T_DOC"/>
  <xs:element name="DocumentDirectDebitSepaForm" type="T_DOC"/>
  <xs:element name="DocumentEmail" type="T_DOC"/>
  <xs:element name="DocumentSalaryNote" type="T_DOC"/>
  <xs:element name="DocumentValuationGrid" type="T_DOC"/>
  <xs:element name="DocumentValuationGridOrAssessmentReport" type="T_DOC"/>
  <xs:element name="DocumentCyLetterPortfolioScrutiny" type="T_DOC"/>
  <xs:element name="DocumentClientCommunication" type="T_DOC"/>
  <xs:element name="DocumentInsurerCommunication" type="T_DOC"/>
  <xs:element name="DocumentIntermediaryAmendmentNotice" type="T_DOC"/>
  <xs:element name="DocumentOffer" type="T_DOC"/>
  <xs:element name="DocumentPicture" type="T_DOC"/>
  <xs:element name="DocumentSourceOfAssetsProof" type="T_DOC"/>
  <xs:element name="DocumentProposalFrom" type="T_DOC"/>
  <xs:element name="DocumentMedicalQuestionnaire" type="T_DOC"/>
  <xs:element name="DocumentDischargeNotePartialOrFinal" type="T_DOC"/>
  <xs:element name="DocumentTurnoverYearlyReport" type="T_DOC"/>
  <xs:element name="DocumentCancellationAdvice" type="T_DOC"/>
  <xs:element name="DocumentArticlesOfAssociation" type="T_DOC"/>
  <xs:element name="DocumentRatingAdvice" type="T_DOC"/>
  <xs:element name="DocumentEightyPercentRulingCalculus" type="T_DOC"/>
  <xs:element name="DocumentCommercialProgram" type="T_DOC"/>
  <xs:element name="DocumentCertificateOfNavigability" type="T_DOC"/>
  <xs:element name="DocumentMedicalStandardReportPlaMotor" type="T_DOC"/>
  <xs:element name="DocumentVatCertificate" type="T_DOC"/>
  <xs:element name="DocumentLetterFromMedicalDoctor" type="T_DOC"/>
  <xs:element name="DocumentNoteFromMedicalDoctor" type="T_DOC"/>
  <xs:element name="DocumentConfirmationFollowingVisitVictim" type="T_DOC"/>
  <xs:element name="DocumentDisclaimantNotice" type="T_DOC"/>
  <xs:element name="DocumentInformationAboutBodilyInjuries" type="T_DOC"/>
  <xs:element name="DocumentInformationAboutMedicalCosts" type="T_DOC"/>
  <xs:element name="DocumentCostDeclaration" type="T_DOC"/>
  <xs:element name="DocumentInformationAboutDriverEmployed" type="T_DOC"/>
  <xs:element name="DocumentNoticeOfDebtAcknowledgement" type="T_DOC"/>
  <xs:element name="DocumentNoticeOfADiversityOfInterests" type="T_DOC"/>
  <xs:element name="DocumentClaimClosureCommunication" type="T_DOC"/>
  <xs:element name="DocumentClaimsHandlingLetter" type="T_DOC"/>
  <xs:element name="DocumentNoticeOfIndemnificationOfOppositeParty" type="T_DOC"/>
  <xs:element name="DocumentNoticeOfRefusalOfClaim" type="T_DOC"/>
  <xs:element name="DocumentServingNoticeUponTheParty" type="T_DOC"/>
  <xs:element name="DocumentAuthorizationUponTheWreck" type="T_DOC"/>
  <xs:element name="DocumentInquiryFormRegardingVat" type="T_DOC"/>
  <xs:element name="DocumentNoticeOfProportionalityApplied" type="T_DOC"/>
  <xs:element name="DocumentMedicalCertificate" type="T_DOC"/>
  <xs:element name="DocumentClaimNotification" type="T_DOC"/>
  <xs:element name="DocumentAssignmentMedical" type="T_DOC"/>
  <xs:element name="DocumentCalculationNote" type="T_DOC"/>
  <xs:element name="DocumentNoticeOfRecourseDemand" type="T_DOC"/>
  <xs:element name="DocumentAccountingSlip" type="T_DOC"/>
  <xs:element name="DocumentIntermediaryAccountStatement" type="T_DOC"/>
  <xs:element name="DocumentThirdPartyCommunication" type="T_DOC"/>
  <xs:element name="DocumentStatementsOfWitnesses" type="T_DOC"/>
  <xs:element name="DocumentAssessmentReport" type="T_DOC"/>
  <xs:element name="DocumentMedicalFees" type="T_DOC"/>
  <xs:element name="DocumentProposalForAFriendlySolution" type="T_DOC"/>
  <xs:element name="DocumentFundingCertificate" type="T_DOC"/>
  <xs:element name="DocumentLeasingCertificate" type="T_DOC"/>
  <xs:element name="DocumentTerminationLetter" type="T_DOC"/>
  <xs:element name="DocumentEmployerCertificate" type="T_DOC"/>
  <xs:element name="DocumentDirectDebitChangeBankAccount" type="T_DOC"/>
  <xs:element name="DocumentDirectDebitWithdrawal" type="T_DOC"/>
  <xs:element name="DocumentAcquittanceRenewalNotice" type="T_DOC"/>
  <xs:element name="DocumentCustomerProfileQuestionnaireInsurance" type="T_DOC"/>
  <xs:element name="DocumentConfirmationReplacementVehicleMax24Hrs" type="T_DOC"/>
  <xs:element name="DocumentQuestionsAndResultFinancial" type="T_DOC"/>
  <xs:element name="DocumentCustomerProfileQuestionnaireLife" type="T_DOC"/>
  <xs:element name="DocumentCustomerProfileQuestionnaireFaor" type="T_DOC"/>
  <xs:element name="DocumentTaxCertificate" type="T_DOC"/>
  <xs:element name="DocumentProofOfLife" type="T_DOC"/>
  <xs:element name="DocumentCertifcateLiabilityHunting" type="T_DOC"/>
  <xs:element name="DocumentVesselLiabilityCertificate" type="T_DOC"/>
  <xs:element name="DocumentPolicyTakingOver" type="T_DOC"/>
  <xs:element name="DocumentContractGroupingDescription" type="T_DOC"/>
  <xs:element name="DocumentSummonsCourtSession" type="T_DOC"/>
  <xs:element name="DocumentCreditorAgreesToArrangement" type="T_DOC"/>
  <xs:element name="DocumentIntermediationAgreementBrokerAndInsurer" type="T_DOC"/>
  <xs:element name="DocumentTermsAndConditions" type="T_DOC"/>
  <xs:element name="DocumentProductSheetLegalInfo" type="T_DOC"/>
  <xs:element name="DocumentAnnualReview" type="T_DOC"/>
  <xs:element name="DocumentPrecontractualInformationOnInsurer" type="T_DOC"/>
  <xs:element name="DocumentInsuranceCertificate" type="T_DOC"/>
  <xs:element name="DocumentAeornauticalLicence" type="T_DOC"/>
  <xs:element name="DocumentNauticalLicence" type="T_DOC"/>
  <xs:element name="DocumentLegalResidency" type="T_DOC"/>
  <xs:element name="DocumentFinalBeneficiariesStatement" type="T_DOC"/>
  <xs:element name="DocumentFatcaQuestionnaire" type="T_DOC"/>
  <xs:element name="DocumentExclusivityMandate" type="T_DOC"/>
  <xs:element name="DocumentAppraisalMandate" type="T_DOC"/>
  <xs:element name="DocumentVehicleIdentificationReport" type="T_DOC"/>
  <xs:element name="DocumentInformationSheetGpc" type="T_DOC"/>
  <xs:element name="DocumentRegisterOfficeDocument" type="T_DOC"/>
  <xs:element name="DocumentGroupInsuranceRulesOfProcedure" type="T_DOC"/>
  <xs:element name="DocumentSettlement" type="T_DOC"/>
  <xs:element name="DocumentPaymentToThirdpartyNotice" type="T_DOC"/>
  <xs:element name="DocumentCompensationToInsuredNotice" type="T_DOC"/>
  <xs:element name="DocumentCertificateOfCompulsoryInsurance" type="T_DOC"/>
  <xs:element name="DocumentOppositePartyCommunication" type="T_DOC"/>
  <xs:element name="DocumentProperReport" type="T_DOC"/>
  <xs:element name="DocumentYearlyContractReportAsOfInsurer" type="T_DOC"/>
  <xs:element name="DocumentTenYearsLiabilityByCompany" type="T_DOC"/>
  <xs:element name="DocumentTenYearsLiabilityByBuilding" type="T_DOC"/>
  <xs:element name="DocumentExplicitAgreementPensionSavings2ndVariant" type="T_DOC"/>
  <xs:element name="DocumentGdprInfo" type="T_DOC"/>
  <xs:element name="DocumentCourtDocument" type="T_DOC"/>
  <xs:element name="DocumentAntiMoneyLaundringDocument" type="T_DOC"/>
  <xs:element name="DocumentPrecontractNonLife" type="T_DOC"/>
  <xs:element name="DocumentPrecontractLifeOrInvestment" type="T_DOC"/>
  <xs:element name="DocumentApplicationForPartialSurrender" type="T_DOC"/>
  <xs:element name="DocumentApplicationForAdvanceOnLifeCapital" type="T_DOC"/>
  <xs:element name="DocumentBankDetailsAndIdentity" type="T_DOC"/>
  <xs:element name="DocumentProductOversightGovernance" type="T_DOC"/>
  <xs:element name="DocumentRentalAgreement" type="T_DOC"/>
  <xs:element name="DocumentInvitationFreeInvestment" type="T_DOC"/>
  <xs:element name="DocumentRegisteredMailUnpaidPremium" type="T_DOC"/>
  <xs:complexType name="T_DOD">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Damaged object</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="RiskObjectDetail" id="C075" minOccurs="0" maxOccurs="3">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="ObjectIdentifier" id="X053" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n2" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n2" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="ObjectName" id="X054" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="ObjectDamagedTractorVehicle" type="T_DOD"/>
  <xs:element name="ObjectDamagedTrailer" type="T_DOD"/>
  <xs:element name="ObjectDamagedVessel" type="T_DOD"/>
  <xs:element name="ObjectDamagedFleet" type="T_DOD"/>
  <xs:element name="ObjectDamagedNonMotorisedVehicle" type="T_DOD"/>
  <xs:element name="ObjectDamagedAircraft" type="T_DOD"/>
  <xs:element name="ObjectDamagedBuilding" type="T_DOD"/>
  <xs:element name="ObjectDamagedContents" type="T_DOD"/>
  <xs:element name="ObjectDamagedCaravan" type="T_DOD"/>
  <xs:element name="ObjectDamagedPropertyEstate" type="T_DOD"/>
  <xs:element name="ObjectDamagedEquipment" type="T_DOD"/>
  <xs:element name="ObjectDamagedFurnitureAndHouseholdEffects" type="T_DOD"/>
  <xs:element name="ObjectDamagedRealEstateEmbellishments" type="T_DOD"/>
  <xs:element name="ObjectDamagedTerrain" type="T_DOD"/>
  <xs:element name="ObjectDamagedConstructionSiteOld" type="T_DOD"/>
  <xs:element name="ObjectDamagedPersonIndividual" type="T_DOD"/>
  <xs:element name="ObjectDamagedGroupOfPersonsFamily" type="T_DOD"/>
  <xs:element name="ObjectDamagedGroupOfPersonsWorkers" type="T_DOD"/>
  <xs:element name="ObjectDamagedGroupOfPersonsOfficeWorkers" type="T_DOD"/>
  <xs:element name="ObjectDamagedGroupOfPersonsPrivateOrPublicInstitutions" type="T_DOD"/>
  <xs:element name="ObjectDamagedGroupOfPersonsCollective" type="T_DOD"/>
  <xs:element name="ObjectDamagedGroupOfPersonsAllEmployees" type="T_DOD"/>
  <xs:element name="ObjectDamagedPersonCarryingOutAnActivity" type="T_DOD"/>
  <xs:element name="ObjectDamagedBusinessEngagedInSomeActivity" type="T_DOD"/>
  <xs:element name="ObjectDamagedFamilyPrivate" type="T_DOD"/>
  <xs:element name="ObjectDamagedGroupCarryingOutAnActivity" type="T_DOD"/>
  <xs:element name="ObjectDamagedDemonstration" type="T_DOD"/>
  <xs:element name="ObjectDamagedAnimal" type="T_DOD"/>
  <xs:element name="ObjectDamagedObjectThing" type="T_DOD"/>
  <xs:element name="ObjectDamagedAccessoriesAudioMultimediaOther" type="T_DOD"/>
  <xs:element name="ObjectDamagedTrip" type="T_DOD"/>
  <xs:element name="ObjectDamagedMachinesAndAppliances" type="T_DOD"/>
  <xs:element name="ObjectDamagedConstructionMachineryAndNonRegisteredVehicles" type="T_DOD"/>
  <xs:element name="ObjectDamagedLift" type="T_DOD"/>
  <xs:element name="ObjectDamagedGoods" type="T_DOD"/>
  <xs:element name="ObjectDamagedHarvest" type="T_DOD"/>
  <xs:element name="ObjectDamagedFundsAndShares" type="T_DOD"/>
  <xs:element name="ObjectDamagedLoan" type="T_DOD"/>
  <xs:element name="ObjectDamagedConstructionSite" type="T_DOD"/>
  <xs:element name="ObjectDamagedFamilyAndCar" type="T_DOD"/>
  <xs:element name="ObjectDamagedVehiclesOfTheFamily" type="T_DOD"/>
  <xs:element name="ObjectDamagedBranch26" type="T_DOD"/>
  <xs:element name="ObjectDamagedUndefinedObject" type="T_DOD"/>
  <xs:complexType name="T_DPT">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Claimant</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="ClaimantInsured" type="T_DPT"/>
  <xs:element name="ClaimantOppositeParty" type="T_DPT"/>
  <xs:element name="ClaimantVictim" type="T_DPT"/>
  <xs:complexType name="T_EVT">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Event</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="EventDetail" id="C080" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="EventIdentifier" id="X056" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n3" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n3" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="EventName" id="X057" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="EventAccidentProfessional" type="T_EVT"/>
  <xs:element name="EventAccidentPersonal" type="T_EVT"/>
  <xs:element name="EventFire" type="T_EVT"/>
  <xs:element name="EventLightning" type="T_EVT"/>
  <xs:element name="EventExplosionGas" type="T_EVT"/>
  <xs:element name="EventWaterDamage" type="T_EVT"/>
  <xs:element name="EventStorm" type="T_EVT"/>
  <xs:element name="EventVandalism" type="T_EVT"/>
  <xs:element name="EventGlassBreakage" type="T_EVT"/>
  <xs:element name="EventTheft" type="T_EVT"/>
  <xs:element name="EventTrafficAccident" type="T_EVT"/>
  <xs:element name="EventTheftOfVehicle" type="T_EVT"/>
  <xs:element name="EventStolenVehicleLocalization" type="T_EVT"/>
  <xs:element name="EventGeneric" type="T_EVT"/>
  <xs:complexType name="T_FND">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Fund</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="FundWithCapitalProtection" type="T_FND"/>
  <xs:element name="FundWithoutCapitalProtection" type="T_FND"/>
  <xs:complexType name="T_GEC">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Geographical coordinates set</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="GeoCoordGeographicalAddress" type="T_GEC"/>
  <xs:element name="GeoCoordEntryPoint" type="T_GEC"/>
  <xs:element name="GeoCoordLowestPoint" type="T_GEC"/>
  <xs:element name="GeoCoordHighestPoint" type="T_GEC"/>
  <xs:element name="GeoCoordPerimeterAnglePoint" type="T_GEC"/>
  <xs:complexType name="T_ICD">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Guarantee</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="GuaranteeDetail" id="C095" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="CodeListIdentifier" id="X901_n4" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n4" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="GuaranteeName" id="X059" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="GuaranteeLoanGeneral" type="T_ICD"/>
  <xs:element name="GuaranteeMortgageLoan" type="T_ICD"/>
  <xs:element name="GuaranteeIndividualCredit" type="T_ICD"/>
  <xs:element name="GuaranteeFinancing" type="T_ICD"/>
  <xs:element name="GuaranteeInvestmentCredit" type="T_ICD"/>
  <xs:element name="GuaranteeCashCredit" type="T_ICD"/>
  <xs:element name="GuaranteeBankSecurity" type="T_ICD"/>
  <xs:element name="GuaranteeLifeInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeLifeAndDeathInsuranceMixed" type="T_ICD"/>
  <xs:element name="GuaranteeTemporaryDeath" type="T_ICD"/>
  <xs:element name="GuaranteeDebtBalance" type="T_ICD"/>
  <xs:element name="GuaranteeFuneralInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeLifetimeInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeAntenuptial" type="T_ICD"/>
  <xs:element name="GuaranteeAdditionalCovers" type="T_ICD"/>
  <xs:element name="GuaranteeAiir" type="T_ICD"/>
  <xs:element name="GuaranteeAcra" type="T_ICD"/>
  <xs:element name="GuaranteeAcrh" type="T_ICD"/>
  <xs:element name="GuaranteeFamilyAc" type="T_ICD"/>
  <xs:element name="GuaranteeAiirPremium" type="T_ICD"/>
  <xs:element name="GuaranteeAiirAllowance" type="T_ICD"/>
  <xs:element name="GuaranteeAiirAdvance" type="T_ICD"/>
  <xs:element name="GuaranteeEqualizationAdditionalPensionSchemesForSelfEmployed" type="T_ICD"/>
  <xs:element name="GuaranteeAiirCapital" type="T_ICD"/>
  <xs:element name="GuaranteePensionPlan" type="T_ICD"/>
  <xs:element name="GuaranteeAiirFixedCosts" type="T_ICD"/>
  <xs:element name="GuaranteeAcraDisablement" type="T_ICD"/>
  <xs:element name="GuaranteeDependence" type="T_ICD"/>
  <xs:element name="GuaranteeYoungstersAdditional" type="T_ICD"/>
  <xs:element name="GuaranteeInsuranceCoupon" type="T_ICD"/>
  <xs:element name="GuaranteeAdvancesOnPolicy" type="T_ICD"/>
  <xs:element name="GuaranteeGeneralAccidents" type="T_ICD"/>
  <xs:element name="GuaranteePrivateAccidents" type="T_ICD"/>
  <xs:element name="GuaranteePersonalAccidentsChildren" type="T_ICD"/>
  <xs:element name="GuaranteeDeath" type="T_ICD"/>
  <xs:element name="GuaranteePermanentDisability" type="T_ICD"/>
  <xs:element name="GuaranteeTemporaryDisability" type="T_ICD"/>
  <xs:element name="GuaranteePreOrPostsurgeryExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeHospitalExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeFixedCostsAllowance" type="T_ICD"/>
  <xs:element name="GuaranteeSickness" type="T_ICD"/>
  <xs:element name="GuaranteeAmbulatoryMedicalExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeSeriousIllnessTreatmentExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeMedicalExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeDentalTreatmentExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeDailyHospitalizationAllowance" type="T_ICD"/>
  <xs:element name="GuaranteeCareInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeAntesubscriptionAgreement" type="T_ICD"/>
  <xs:element name="GuaranteeAssault" type="T_ICD"/>
  <xs:element name="GuaranteeSearchAndSaveCosts" type="T_ICD"/>
  <xs:element name="GuaranteeRepatriationAndFuneralExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeAdaptationsAndAidsExpenses" type="T_ICD"/>
  <xs:element name="GuaranteePlasticSurgery" type="T_ICD"/>
  <xs:element name="GuaranteeFuneralExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeGuaranteedIncome" type="T_ICD"/>
  <xs:element name="GuaranteeLossOfPilotLicence" type="T_ICD"/>
  <xs:element name="GuaranteeGeneralFire" type="T_ICD"/>
  <xs:element name="GuaranteeFire" type="T_ICD"/>
  <xs:element name="GuaranteeFireOnly" type="T_ICD"/>
  <xs:element name="GuaranteeStormAndHailAndHeavySnow" type="T_ICD"/>
  <xs:element name="GuaranteeElectricity" type="T_ICD"/>
  <xs:element name="GuaranteeStrikesAndRiots" type="T_ICD"/>
  <xs:element name="GuaranteeEarthquake" type="T_ICD"/>
  <xs:element name="GuaranteeNaturalCalamitySpecific" type="T_ICD"/>
  <xs:element name="GuaranteeNaturalCalamityRatingOffice" type="T_ICD"/>
  <xs:element name="GuaranteeAppealDropped" type="T_ICD"/>
  <xs:element name="GuaranteeNeighbourlyRecourse" type="T_ICD"/>
  <xs:element name="GuaranteeAdditionalGuanranteesInFire" type="T_ICD"/>
  <xs:element name="GuaranteeBurns" type="T_ICD"/>
  <xs:element name="GuaranteeWaterDamage" type="T_ICD"/>
  <xs:element name="GuaranteeInundationAndFlood" type="T_ICD"/>
  <xs:element name="GuaranteeSmokeDamage" type="T_ICD"/>
  <xs:element name="GuaranteeSprinklerLeakage" type="T_ICD"/>
  <xs:element name="GuaranteeTemperatureFluctuation" type="T_ICD"/>
  <xs:element name="GuaranteeGlassBreakage" type="T_ICD"/>
  <xs:element name="GuaranteeTheft" type="T_ICD"/>
  <xs:element name="GuaranteeTransportsOfValuables" type="T_ICD"/>
  <xs:element name="GuaranteeValuablesAccomodatedInHomeOwnedSafe" type="T_ICD"/>
  <xs:element name="GuaranteeValuablesAccomodatedInSafeAtBank" type="T_ICD"/>
  <xs:element name="GuaranteeValuablesOutsideSafe" type="T_ICD"/>
  <xs:element name="GuaranteeValuablesInCashRegister" type="T_ICD"/>
  <xs:element name="GuaranteeValuablesAccomodatedByAppointed" type="T_ICD"/>
  <xs:element name="GuaranteeTheftOfValuables" type="T_ICD"/>
  <xs:element name="GuaranteeBurglaryDamages" type="T_ICD"/>
  <xs:element name="GuaranteeCLGoods" type="T_ICD"/>
  <xs:element name="GuaranteeCLElevator" type="T_ICD"/>
  <xs:element name="GuaranteeDependenceOnSuppliers" type="T_ICD"/>
  <xs:element name="GuaranteeGuaranteedSalaryOperationalLosses" type="T_ICD"/>
  <xs:element name="GuaranteeIndirectLosses" type="T_ICD"/>
  <xs:element name="GuaranteeEconomicalCommercialLoss" type="T_ICD"/>
  <xs:element name="GuaranteeAttacksAndTerrorism" type="T_ICD"/>
  <xs:element name="GuaranteeAttacksAndWorkConflicts" type="T_ICD"/>
  <xs:element name="GuaranteeExploitationLoss" type="T_ICD"/>
  <xs:element name="GuaranteeVandalismAndMalevolence" type="T_ICD"/>
  <xs:element name="GuaranteeTrafficRisksAndAttacks" type="T_ICD"/>
  <xs:element name="GuaranteeRealEstateDamages" type="T_ICD"/>
  <xs:element name="GuaranteePersonalEstateDamages" type="T_ICD"/>
  <xs:element name="GuaranteeContactWithVehicles" type="T_ICD"/>
  <xs:element name="GuaranteeParkedVehicles" type="T_ICD"/>
  <xs:element name="GuaranteeVehiclesEverywhere" type="T_ICD"/>
  <xs:element name="GuaranteeAssessmentExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeAssessmentCostsOnLossOfProfits" type="T_ICD"/>
  <xs:element name="GuaranteeCLGeneral" type="T_ICD"/>
  <xs:element name="GuaranteeCLFamilyRD" type="T_ICD"/>
  <xs:element name="GuaranteeCLExtensions" type="T_ICD"/>
  <xs:element name="GuaranteeFamilyCivilLiabilityExtensions" type="T_ICD"/>
  <xs:element name="GuaranteeCLNursery" type="T_ICD"/>
  <xs:element name="GuaranteeCLCustodian" type="T_ICD"/>
  <xs:element name="GuaranteeProfessionalCL" type="T_ICD"/>
  <xs:element name="GuaranteeCLExploitation" type="T_ICD"/>
  <xs:element name="GuaranteeCLAfterDelivery" type="T_ICD"/>
  <xs:element name="GuaranteeCLProducts" type="T_ICD"/>
  <xs:element name="GuaranteeCLMaterialDamage" type="T_ICD"/>
  <xs:element name="GuaranteeCLInjured" type="T_ICD"/>
  <xs:element name="GuaranteeCLObjectsUnderCustody" type="T_ICD"/>
  <xs:element name="GuaranteeCLForDamagesToAnimals" type="T_ICD"/>
  <xs:element name="GuaranteeCLForDamagesToHolidayHome" type="T_ICD"/>
  <xs:element name="GuaranteeCLCompanyAgentsAndRepresentatives" type="T_ICD"/>
  <xs:element name="GuaranteeCLHunting" type="T_ICD"/>
  <xs:element name="GuaranteeCLOwnerHuntingGround" type="T_ICD"/>
  <xs:element name="GuaranteeCLRoundUpOrDrives" type="T_ICD"/>
  <xs:element name="GuaranteeCLGameWarden" type="T_ICD"/>
  <xs:element name="GuaranteeCLVessel" type="T_ICD"/>
  <xs:element name="GuaranteeCLHorsesAndCarriages" type="T_ICD"/>
  <xs:element name="GuaranteeCLConsequentialNonMaterialDamages" type="T_ICD"/>
  <xs:element name="GuaranteeCLNonMaterialDamages" type="T_ICD"/>
  <xs:element name="GuaranteeCLIndirectLosses" type="T_ICD"/>
  <xs:element name="GuaranteeCLNeighbourlyNuisanceAcquiredByContract" type="T_ICD"/>
  <xs:element name="GuaranteeTenYearsLiabilityInConstruction" type="T_ICD"/>
  <xs:element name="GuaranteeCLToolsUnderCustody" type="T_ICD"/>
  <xs:element name="GuaranteeObjectiveLiabilityFireAndExplosion" type="T_ICD"/>
  <xs:element name="GuaranteeClEnvironment" type="T_ICD"/>
  <xs:element name="GuaranteeDecontamination" type="T_ICD"/>
  <xs:element name="GuaranteeFertilizationDamages" type="T_ICD"/>
  <xs:element name="GuaranteeSprayingDamages" type="T_ICD"/>
  <xs:element name="GuaranteeRecallAndTracingExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeReplacementExpenses" type="T_ICD"/>
  <xs:element name="GuaranteeInitialPublicOfferingLiability" type="T_ICD"/>
  <xs:element name="GuaranteeCLMotor" type="T_ICD"/>
  <xs:element name="GuaranteeCLMotorObjectiveLiabilityMotorExclusif" type="T_ICD"/>
  <xs:element name="GuaranteeObjectiveLiabilityMotor" type="T_ICD"/>
  <xs:element name="GuaranteeLegalProtectionInMotor" type="T_ICD"/>
  <xs:element name="GuaranteeInsolvencyOfThirdParties" type="T_ICD"/>
  <xs:element name="GuaranteeOccupants" type="T_ICD"/>
  <xs:element name="GuaranteeDriver" type="T_ICD"/>
  <xs:element name="GuaranteeTotalComprehensiveInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeOwnAcidentalDamage" type="T_ICD"/>
  <xs:element name="GuaranteePartialComprehensiveInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeFireInMotor" type="T_ICD"/>
  <xs:element name="GuaranteeTheftInMotor" type="T_ICD"/>
  <xs:element name="GuaranteeWindscreenInMotor" type="T_ICD"/>
  <xs:element name="GuaranteeNaturalDisasterInMotor" type="T_ICD"/>
  <xs:element name="GuaranteeRepatriation" type="T_ICD"/>
  <xs:element name="GuaranteeDeprivationLossOfUse" type="T_ICD"/>
  <xs:element name="GuaranteeCollisionWithWildAnimals" type="T_ICD"/>
  <xs:element name="GuaranteeVandalismInMotor" type="T_ICD"/>
  <xs:element name="GuaranteeCivilLiabilityFunctioning" type="T_ICD"/>
  <xs:element name="GuaranteeComprehensiveInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeWorkRelatedAccidents" type="T_ICD"/>
  <xs:element name="GuaranteeWorkRoute" type="T_ICD"/>
  <xs:element name="GuaranteeLabourRisk" type="T_ICD"/>
  <xs:element name="GuaranteeTechnicalAccidents" type="T_ICD"/>
  <xs:element name="GuaranteeCollectiveAccidents" type="T_ICD"/>
  <xs:element name="GuaranteeCollectiveAccidentsStrict" type="T_ICD"/>
  <xs:element name="GuaranteeWorkRouteExtraLaw" type="T_ICD"/>
  <xs:element name="GuaranteeLabourRiskSurplus" type="T_ICD"/>
  <xs:element name="GuaranteeLawCommonLaw" type="T_ICD"/>
  <xs:element name="GuaranteeLawExtraLaw" type="T_ICD"/>
  <xs:element name="GuaranteePersonalAccident" type="T_ICD"/>
  <xs:element name="GuaranteeGuaranteedSalary" type="T_ICD"/>
  <xs:element name="GuaranteeLawNonLaw" type="T_ICD"/>
  <xs:element name="GuaranteeGuaranteedIncomeCorporate" type="T_ICD"/>
  <xs:element name="GuaranteeExcedent" type="T_ICD"/>
  <xs:element name="GuaranteeHouseholdStaff" type="T_ICD"/>
  <xs:element name="GuaranteeHouseStaffApplicable" type="T_ICD"/>
  <xs:element name="GuaranteeHouseStaffNotApplicable" type="T_ICD"/>
  <xs:element name="GuaranteeMedicalCheckUp" type="T_ICD"/>
  <xs:element name="GuaranteeHealth" type="T_ICD"/>
  <xs:element name="GuaranteeFireInNonFlexaFireSpecialRisks" type="T_ICD"/>
  <xs:element name="GuaranteeConstructionCollapseInFireSpecialRisks" type="T_ICD"/>
  <xs:element name="GuaranteeStormAndHailInFireSpecialRisks" type="T_ICD"/>
  <xs:element name="GuaranteeHeavySnowInFireSpecialRisks" type="T_ICD"/>
  <xs:element name="GuaranteeHullOfMeansOfTransport" type="T_ICD"/>
  <xs:element name="GuaranteeTransportedGoods" type="T_ICD"/>
  <xs:element name="GuaranteeClTransporter" type="T_ICD"/>
  <xs:element name="GuaranteeAllinTransports" type="T_ICD"/>
  <xs:element name="GuaranteeLitteraE" type="T_ICD"/>
  <xs:element name="GuaranteeLitteraI" type="T_ICD"/>
  <xs:element name="GuaranteeGoodsAccomodated" type="T_ICD"/>
  <xs:element name="GuaranteeClAgentOrShippingAgent" type="T_ICD"/>
  <xs:element name="GuaranteeSalvagingAndRefloatingAndSearching" type="T_ICD"/>
  <xs:element name="GuaranteeHullAndAppurtenances" type="T_ICD"/>
  <xs:element name="GuaranteeDisposalAndSalvagingAndDestruction" type="T_ICD"/>
  <xs:element name="GuaranteeClWithRespectToWaterSkier" type="T_ICD"/>
  <xs:element name="GuaranteeClWithRespectToPassenger" type="T_ICD"/>
  <xs:element name="GuaranteeClWithRespectToAdmittedPAX" type="T_ICD"/>
  <xs:element name="GuaranteeTechnicalInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeBrokenMachine" type="T_ICD"/>
  <xs:element name="GuaranteeAllinBuildingSite" type="T_ICD"/>
  <xs:element name="GuaranteeControlInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeAssembly" type="T_ICD"/>
  <xs:element name="GuaranteeSupplierGuarantee" type="T_ICD"/>
  <xs:element name="GuaranteeElectricityAndElectronics" type="T_ICD"/>
  <xs:element name="GuaranteeComputer" type="T_ICD"/>
  <xs:element name="GuaranteeAllinBuildingSiteDamagesToPreExistingProperty" type="T_ICD"/>
  <xs:element name="GuaranteeThirdPartyLiabilityBuildingSite" type="T_ICD"/>
  <xs:element name="GuaranteeDamageToBuildings" type="T_ICD"/>
  <xs:element name="GuaranteeTravelInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeTravelAccidents" type="T_ICD"/>
  <xs:element name="GuaranteeLuggage" type="T_ICD"/>
  <xs:element name="GuaranteeCancellation" type="T_ICD"/>
  <xs:element name="GuaranteeAssistance" type="T_ICD"/>
  <xs:element name="GuaranteeTravelAid" type="T_ICD"/>
  <xs:element name="GuaranteeHouseAid" type="T_ICD"/>
  <xs:element name="GuaranteePersonalAid" type="T_ICD"/>
  <xs:element name="GuaranteeVehicleAccidentAid" type="T_ICD"/>
  <xs:element name="GuaranteeVehicleBreakdownAid" type="T_ICD"/>
  <xs:element name="GuaranteeRepatriationInCaseOfRiskOfWar" type="T_ICD"/>
  <xs:element name="GuaranteeAllin" type="T_ICD"/>
  <xs:element name="GuaranteeReconstructionCosts" type="T_ICD"/>
  <xs:element name="GuaranteeValuablesInShopWindow" type="T_ICD"/>
  <xs:element name="GuaranteeInternalMalpracticeAndFraud" type="T_ICD"/>
  <xs:element name="GuaranteeLegalProtection" type="T_ICD"/>
  <xs:element name="GuaranteeLegalProtectionPrivateLife" type="T_ICD"/>
  <xs:element name="GuaranteeLegalProtectionHabitation" type="T_ICD"/>
  <xs:element name="GuaranteeLegalProtectionTraffic" type="T_ICD"/>
  <xs:element name="GuaranteeLegalProtectionConsumerRights" type="T_ICD"/>
  <xs:element name="GuaranteeLegalProtectionOccupation" type="T_ICD"/>
  <xs:element name="GuaranteeLicenceWithdrawal" type="T_ICD"/>
  <xs:element name="GuaranteeCriminalCaution" type="T_ICD"/>
  <xs:element name="GuaranteeLegalAssistanceRD" type="T_ICD"/>
  <xs:element name="GuaranteeAnimalInsurance" type="T_ICD"/>
  <xs:element name="GuaranteeHeavyEnduringRain" type="T_ICD"/>
  <xs:element name="GuaranteeDrought" type="T_ICD"/>
  <xs:element name="GuaranteeNightFrost" type="T_ICD"/>
  <xs:element name="GuaranteeBlackIce" type="T_ICD"/>
  <xs:element name="GuaranteeFinancialLosses" type="T_ICD"/>
  <xs:element name="GuaranteeNonDefinedGuarantee" type="T_ICD"/>
  <xs:complexType name="T_IDD">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Cover</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="CoverDetail" id="C105" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="CodeListIdentifier" id="X901_n5" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n5" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CoverName" id="X027" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="CoverDecease" type="T_IDD"/>
  <xs:element name="CoverSurrenderValue" type="T_IDD"/>
  <xs:element name="CoverOrphanAllowance" type="T_IDD"/>
  <xs:element name="CoverWidowBenefit" type="T_IDD"/>
  <xs:element name="CoverDcBurialExpenses" type="T_IDD"/>
  <xs:element name="CoverDcCremationExpenses" type="T_IDD"/>
  <xs:element name="CoverDcFuneralExpenses" type="T_IDD"/>
  <xs:element name="CoverDcAdditionalFuneralExpenses" type="T_IDD"/>
  <xs:element name="CoverDcSupplementaryAmount" type="T_IDD"/>
  <xs:element name="CoverAcraTraffic" type="T_IDD"/>
  <xs:element name="CoverLife" type="T_IDD"/>
  <xs:element name="CoverLifeCurrentReserve" type="T_IDD"/>
  <xs:element name="CoverLifeDecreasedCapital" type="T_IDD"/>
  <xs:element name="CoverAdvanceOnContract" type="T_IDD"/>
  <xs:element name="CoverPostponedInterest" type="T_IDD"/>
  <xs:element name="CoverInterest" type="T_IDD"/>
  <xs:element name="CoverPermanentDisability" type="T_IDD"/>
  <xs:element name="CoverProgressivePermanentDisability" type="T_IDD"/>
  <xs:element name="CoverTemporaryDisability" type="T_IDD"/>
  <xs:element name="CoverProgressiveTemporaryDisability" type="T_IDD"/>
  <xs:element name="CoverDailyHospitalizationAllowance" type="T_IDD"/>
  <xs:element name="CoverDailySchoolDelayAllowance" type="T_IDD"/>
  <xs:element name="CoverRefresherCourseExpenses" type="T_IDD"/>
  <xs:element name="CoverCareerstopCompensation" type="T_IDD"/>
  <xs:element name="CoverMedicalExpensesInCaseOfAccident" type="T_IDD"/>
  <xs:element name="CoverMedicalExpensesInCaseOfSickness" type="T_IDD"/>
  <xs:element name="CoverProsthesisExpenses" type="T_IDD"/>
  <xs:element name="CoverDenturesExpenses" type="T_IDD"/>
  <xs:element name="CoverGlassesExpenses" type="T_IDD"/>
  <xs:element name="CoverRehabilitationExpenses" type="T_IDD"/>
  <xs:element name="CoverHospitalizationExpenses" type="T_IDD"/>
  <xs:element name="CoverAmbulatoryMedicalExpenses" type="T_IDD"/>
  <xs:element name="CoverPreOrPostHospitalizationAmbulatoryExpenses" type="T_IDD"/>
  <xs:element name="CoverSurgicalExpenses" type="T_IDD"/>
  <xs:element name="CoverAssistanceInCaseOfPermanentDisability" type="T_IDD"/>
  <xs:element name="CoverAccomodationExpensesInCaseOfPermanentDisability" type="T_IDD"/>
  <xs:element name="CoverDisabilityOrSicknessAllowancePrivateLife" type="T_IDD"/>
  <xs:element name="CoverDailySicknessAllowance" type="T_IDD"/>
  <xs:element name="CoverMonthlyDependencyAllowance" type="T_IDD"/>
  <xs:element name="CoverAssistanceExpenses" type="T_IDD"/>
  <xs:element name="CoverTransportationExpenses" type="T_IDD"/>
  <xs:element name="CoverAmbulatoryExpensesInCaseOfSevereDiseases" type="T_IDD"/>
  <xs:element name="CoverOneDayClinic" type="T_IDD"/>
  <xs:element name="CoverPalliativeCare" type="T_IDD"/>
  <xs:element name="CoverSitInExpenses" type="T_IDD"/>
  <xs:element name="CoverSpecialObjects" type="T_IDD"/>
  <xs:element name="CoverMoneyAndValuables" type="T_IDD"/>
  <xs:element name="CoverBurglaryDamages" type="T_IDD"/>
  <xs:element name="CoverRetrievalRecoursByNeighbours" type="T_IDD"/>
  <xs:element name="CoverStudentAppartment" type="T_IDD"/>
  <xs:element name="CoverHolidayResidence" type="T_IDD"/>
  <xs:element name="CoverContentOnTheMove" type="T_IDD"/>
  <xs:element name="CoverSpecialWindows" type="T_IDD"/>
  <xs:element name="CoverObjectsOutsideConstruction" type="T_IDD"/>
  <xs:element name="CoverClearanceAndDemolition" type="T_IDD"/>
  <xs:element name="CoverSalvageAndPreservation" type="T_IDD"/>
  <xs:element name="CoverAssessmentExpenses" type="T_IDD"/>
  <xs:element name="CoverElectronicOfficeEquipment" type="T_IDD"/>
  <xs:element name="CoverGoods" type="T_IDD"/>
  <xs:element name="CoverMerchandise" type="T_IDD"/>
  <xs:element name="CoverCommoditiesOfThirdParties" type="T_IDD"/>
  <xs:element name="CoverMaterials" type="T_IDD"/>
  <xs:element name="CoverInstallations" type="T_IDD"/>
  <xs:element name="CoverMachines" type="T_IDD"/>
  <xs:element name="CoverOfficeFurniture" type="T_IDD"/>
  <xs:element name="CoverRawMaterials" type="T_IDD"/>
  <xs:element name="CoverMaterialOfThirdParties" type="T_IDD"/>
  <xs:element name="CoverWorksOfArt" type="T_IDD"/>
  <xs:element name="CoverCollections" type="T_IDD"/>
  <xs:element name="CoverAnimals" type="T_IDD"/>
  <xs:element name="CoverLivestock" type="T_IDD"/>
  <xs:element name="CoverVehiclesOfThirdParties" type="T_IDD"/>
  <xs:element name="CoverInstruments" type="T_IDD"/>
  <xs:element name="CoverElectricLightSign" type="T_IDD"/>
  <xs:element name="CoverUnfreezingDamages" type="T_IDD"/>
  <xs:element name="CoverRiflesAndWeapons" type="T_IDD"/>
  <xs:element name="CoverSkylight" type="T_IDD"/>
  <xs:element name="CoverRecompilationExpenses" type="T_IDD"/>
  <xs:element name="CoverVehiclesAtRest" type="T_IDD"/>
  <xs:element name="CoverDocumentsArchivesModels" type="T_IDD"/>
  <xs:element name="CoverDataCarriers" type="T_IDD"/>
  <xs:element name="CoverInaccessibility" type="T_IDD"/>
  <xs:element name="CoverDependenceOnSuppliers" type="T_IDD"/>
  <xs:element name="CoverCrops" type="T_IDD"/>
  <xs:element name="CoverPlantations" type="T_IDD"/>
  <xs:element name="CoverWoods" type="T_IDD"/>
  <xs:element name="CoverHarvests" type="T_IDD"/>
  <xs:element name="CoverCropsOnStem" type="T_IDD"/>
  <xs:element name="CoverExtendedCoverage" type="T_IDD"/>
  <xs:element name="CoverResidentialAssistance" type="T_IDD"/>
  <xs:element name="CoverJuwelry" type="T_IDD"/>
  <xs:element name="CoverSilverware" type="T_IDD"/>
  <xs:element name="CoverCarpetsAndTapestry" type="T_IDD"/>
  <xs:element name="CoverPaintings" type="T_IDD"/>
  <xs:element name="CoverGoodsOutside" type="T_IDD"/>
  <xs:element name="CoverPermanentFixedCosts" type="T_IDD"/>
  <xs:element name="CoverVehiclesOnCarPark" type="T_IDD"/>
  <xs:element name="CoverDamagesToTheGarden" type="T_IDD"/>
  <xs:element name="CoverFutureCrops" type="T_IDD"/>
  <xs:element name="CoverDamagedFences" type="T_IDD"/>
  <xs:element name="CoverPortableComputers" type="T_IDD"/>
  <xs:element name="CoverPhysicalDamages" type="T_IDD"/>
  <xs:element name="CoverMaterialDamages" type="T_IDD"/>
  <xs:element name="CoverImmaterialConsequentialLoss" type="T_IDD"/>
  <xs:element name="CoverTowingExpenses" type="T_IDD"/>
  <xs:element name="CoverRescueExpenses" type="T_IDD"/>
  <xs:element name="CoverRetrievalExpenses" type="T_IDD"/>
  <xs:element name="CoverGaragingExpenses" type="T_IDD"/>
  <xs:element name="CoverLiabilityDamagesMixed" type="T_IDD"/>
  <xs:element name="CoverTemporaryTenancyLiability" type="T_IDD"/>
  <xs:element name="CoverRiggingEquipment" type="T_IDD"/>
  <xs:element name="CoverFactualMistakeIntentionalError" type="T_IDD"/>
  <xs:element name="CoverRecall" type="T_IDD"/>
  <xs:element name="CoverDeliveryWithdrawal" type="T_IDD"/>
  <xs:element name="CoverLiabilityByContract" type="T_IDD"/>
  <xs:element name="CoverDamagesToGoodsOfAppointeds" type="T_IDD"/>
  <xs:element name="CoverGoodsOnDeposit" type="T_IDD"/>
  <xs:element name="CoverVehiclesFireOrExplosion" type="T_IDD"/>
  <xs:element name="CoverEnvironmentalDamages" type="T_IDD"/>
  <xs:element name="CoverAccidentalEnvironmentalDamages" type="T_IDD"/>
  <xs:element name="CoverNeighbourlyNuisances" type="T_IDD"/>
  <xs:element name="CoverProductsTerritoriallySpecific" type="T_IDD"/>
  <xs:element name="CoverIntimateMixturing" type="T_IDD"/>
  <xs:element name="CoverManuringDamages" type="T_IDD"/>
  <xs:element name="CoverSprayingDamages" type="T_IDD"/>
  <xs:element name="CoverConsumersDisputes" type="T_IDD"/>
  <xs:element name="CoverConstructionPrincipalsLiability" type="T_IDD"/>
  <xs:element name="CoverPoisoning" type="T_IDD"/>
  <xs:element name="CoverTheftByAppointed" type="T_IDD"/>
  <xs:element name="CoverConsequences" type="T_IDD"/>
  <xs:element name="CoverPrecedings" type="T_IDD"/>
  <xs:element name="CoverAccessories" type="T_IDD"/>
  <xs:element name="CoverDailyAllowanceInCaseOfTheft" type="T_IDD"/>
  <xs:element name="CoverMedicalAssistanceExpenses" type="T_IDD"/>
  <xs:element name="CoverMedicalRepatriationExpenses" type="T_IDD"/>
  <xs:element name="CoverReplacementVehiclePeriod" type="T_IDD"/>
  <xs:element name="CoverPaintwork" type="T_IDD"/>
  <xs:element name="CoverAudioEquipment" type="T_IDD"/>
  <xs:element name="CoverEquipmentCasing" type="T_IDD"/>
  <xs:element name="CoverBlower" type="T_IDD"/>
  <xs:element name="CoverDischargeSystem" type="T_IDD"/>
  <xs:element name="CoverDerrick" type="T_IDD"/>
  <xs:element name="CoverRefrigerationSystem" type="T_IDD"/>
  <xs:element name="CoverMedicalExpenses" type="T_IDD"/>
  <xs:element name="CoverManagersLiability" type="T_IDD"/>
  <xs:element name="CoverLegalBasis" type="T_IDD"/>
  <xs:element name="CoverExceedingTheLegalBasis" type="T_IDD"/>
  <xs:element name="CoverAccidentalLeakage" type="T_IDD"/>
  <xs:element name="CoverBrokenWrappings" type="T_IDD"/>
  <xs:element name="CoverAdditionnalCosts" type="T_IDD"/>
  <xs:element name="CoverSailsAndSuperstructures" type="T_IDD"/>
  <xs:element name="CoverSpecialApparatus" type="T_IDD"/>
  <xs:element name="CoverFragileGoods" type="T_IDD"/>
  <xs:element name="CoverCmr" type="T_IDD"/>
  <xs:element name="CoverLoadAndUnload" type="T_IDD"/>
  <xs:element name="CoverStock" type="T_IDD"/>
  <xs:element name="CoverTransit" type="T_IDD"/>
  <xs:element name="CoverMoving" type="T_IDD"/>
  <xs:element name="CoverGoodsInStore" type="T_IDD"/>
  <xs:element name="CoverDutiesAndTaxes" type="T_IDD"/>
  <xs:element name="CoverRewrapping" type="T_IDD"/>
  <xs:element name="CoverPenalties" type="T_IDD"/>
  <xs:element name="CoverTrailersAndContainersOfThirdParties" type="T_IDD"/>
  <xs:element name="CoverContamination" type="T_IDD"/>
  <xs:element name="CoverAbandonment" type="T_IDD"/>
  <xs:element name="CoverSpecie" type="T_IDD"/>
  <xs:element name="CoverNotes" type="T_IDD"/>
  <xs:element name="CoverProvisionalWork" type="T_IDD"/>
  <xs:element name="CoverYardEquipment" type="T_IDD"/>
  <xs:element name="CoverConstructionMaterials" type="T_IDD"/>
  <xs:element name="CoverExecutionDelay" type="T_IDD"/>
  <xs:element name="CoverPipesAndWiring" type="T_IDD"/>
  <xs:element name="CoverBail" type="T_IDD"/>
  <xs:element name="CoverPenalLegalAssistance" type="T_IDD"/>
  <xs:element name="CoverCivilLegalAssistance" type="T_IDD"/>
  <xs:element name="CoverTransactions" type="T_IDD"/>
  <xs:element name="CoverClericalDisputes" type="T_IDD"/>
  <xs:element name="CoverDisputesOnDrivingLicences" type="T_IDD"/>
  <xs:element name="CoverRentalDisputes" type="T_IDD"/>
  <xs:element name="CoverSocialDisputes" type="T_IDD"/>
  <xs:element name="CoverFamilyDisputes" type="T_IDD"/>
  <xs:element name="CoverMaritalDisputes" type="T_IDD"/>
  <xs:element name="CoverFiscalDisputes" type="T_IDD"/>
  <xs:element name="CoverMedicalDisputes" type="T_IDD"/>
  <xs:element name="CoverLegalAssistanceInCaseOfFire" type="T_IDD"/>
  <xs:element name="CoverVeterinaryExpenses" type="T_IDD"/>
  <xs:element name="CoverNonAppearanceOfCast" type="T_IDD"/>
  <xs:element name="CoverDecontaminationOfSoils" type="T_IDD"/>
  <xs:element name="CoverCompanyLawConflicts" type="T_IDD"/>
  <xs:element name="CoverContractualConflicts" type="T_IDD"/>
  <xs:element name="CoverFraudulentUseOfPaymentMethods" type="T_IDD"/>
  <xs:element name="CoverIdentityTheft" type="T_IDD"/>
  <xs:element name="CoverNeighborNuisance" type="T_IDD"/>
  <xs:element name="CoverEducationalInstitutionLitigation" type="T_IDD"/>
  <xs:element name="CoverCybercrime" type="T_IDD"/>
  <xs:element name="CoverPriorInventory" type="T_IDD"/>
  <xs:element name="CoverDisciplinaryDefense" type="T_IDD"/>
  <xs:element name="CoverInsuranceContractConflicts" type="T_IDD"/>
  <xs:element name="CoverCriminalDeposit" type="T_IDD"/>
  <xs:element name="CoverContractualConflictsInConstruction" type="T_IDD"/>
  <xs:element name="CoverConflictsToJusInReAliena" type="T_IDD"/>
  <xs:element name="CoverConflictsToJusInRePropria" type="T_IDD"/>
  <xs:element name="CoverLaborLawConflicts" type="T_IDD"/>
  <xs:element name="CoverAdoptionPaternityNameChange" type="T_IDD"/>
  <xs:element name="CoverIntellectualRightsConflicts" type="T_IDD"/>
  <xs:complexType name="T_IRD">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Rate</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="ProductDetail" id="C085" minOccurs="1" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="ProductIdentifier" id="X067" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n6" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n6" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="ProductName" id="X061" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="Rate" type="T_IRD"/>
  <xs:complexType name="T_ISD">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Subguarantee</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="GuaranteeDetail" id="C095_n1" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="CodeListIdentifier" id="X901_n7" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n7" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="GuaranteeName" id="X059_n1" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="SubGuaranteeLoanGeneral" type="T_ISD"/>
  <xs:element name="SubGuaranteeMortgageLoan" type="T_ISD"/>
  <xs:element name="SubGuaranteeIndividualCredit" type="T_ISD"/>
  <xs:element name="SubGuaranteeFinancing" type="T_ISD"/>
  <xs:element name="SubGuaranteeInvestmentCredit" type="T_ISD"/>
  <xs:element name="SubGuaranteeCashCredit" type="T_ISD"/>
  <xs:element name="SubGuaranteeBankSecurity" type="T_ISD"/>
  <xs:element name="SubGuaranteeLifeInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeLifeAndDeathInsuranceMixed" type="T_ISD"/>
  <xs:element name="SubGuaranteeTemporaryDeath" type="T_ISD"/>
  <xs:element name="SubGuaranteeDebtBalance" type="T_ISD"/>
  <xs:element name="SubGuaranteeFuneralInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeLifetimeInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeAntenuptial" type="T_ISD"/>
  <xs:element name="SubGuaranteeAdditionalCovers" type="T_ISD"/>
  <xs:element name="SubGuaranteeAiir" type="T_ISD"/>
  <xs:element name="SubGuaranteeAcra" type="T_ISD"/>
  <xs:element name="SubGuaranteeAcrh" type="T_ISD"/>
  <xs:element name="SubGuaranteeFamilyAc" type="T_ISD"/>
  <xs:element name="SubGuaranteeAiirPremium" type="T_ISD"/>
  <xs:element name="SubGuaranteeAiirAllowance" type="T_ISD"/>
  <xs:element name="SubGuaranteeAiirAdvance" type="T_ISD"/>
  <xs:element name="SubGuaranteeEqualizationAdditionalPensionSchemesForSelfEmployed" type="T_ISD"/>
  <xs:element name="SubGuaranteeAiirCapital" type="T_ISD"/>
  <xs:element name="SubGuaranteePensionPlan" type="T_ISD"/>
  <xs:element name="SubGuaranteeAiirFixedCosts" type="T_ISD"/>
  <xs:element name="SubGuaranteeAcraDisablement" type="T_ISD"/>
  <xs:element name="SubGuaranteeDependence" type="T_ISD"/>
  <xs:element name="SubGuaranteeYoungstersAdditional" type="T_ISD"/>
  <xs:element name="SubGuaranteeInsuranceCoupon" type="T_ISD"/>
  <xs:element name="SubGuaranteeAdvancesOnPolicy" type="T_ISD"/>
  <xs:element name="SubGuaranteeGeneralAccidents" type="T_ISD"/>
  <xs:element name="SubGuaranteePrivateAccidents" type="T_ISD"/>
  <xs:element name="SubGuaranteePersonalAccidentsChildren" type="T_ISD"/>
  <xs:element name="SubGuaranteeDeath" type="T_ISD"/>
  <xs:element name="SubGuaranteePermanentDisability" type="T_ISD"/>
  <xs:element name="SubGuaranteeTemporaryDisability" type="T_ISD"/>
  <xs:element name="SubGuaranteePreOrPostsurgeryExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeHospitalExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeFixedCostsAllowance" type="T_ISD"/>
  <xs:element name="SubGuaranteeSickness" type="T_ISD"/>
  <xs:element name="SubGuaranteeAmbulatoryMedicalExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeSeriousIllnessTreatmentExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeMedicalExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeDentalTreatmentExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeDailyHospitalizationAllowance" type="T_ISD"/>
  <xs:element name="SubGuaranteeCareInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeAntesubscriptionAgreement" type="T_ISD"/>
  <xs:element name="SubGuaranteeAssault" type="T_ISD"/>
  <xs:element name="SubGuaranteeSearchAndSaveCosts" type="T_ISD"/>
  <xs:element name="SubGuaranteeRepatriationAndFuneralExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeAdaptationsAndAidsExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteePlasticSurgery" type="T_ISD"/>
  <xs:element name="SubGuaranteeFuneralExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeGuaranteedIncome" type="T_ISD"/>
  <xs:element name="SubGuaranteeLossOfPilotLicence" type="T_ISD"/>
  <xs:element name="SubGuaranteeGeneralFire" type="T_ISD"/>
  <xs:element name="SubGuaranteeFire" type="T_ISD"/>
  <xs:element name="SubGuaranteeFireOnly" type="T_ISD"/>
  <xs:element name="SubGuaranteeStormAndHailAndHeavySnow" type="T_ISD"/>
  <xs:element name="SubGuaranteeElectricity" type="T_ISD"/>
  <xs:element name="SubGuaranteeStrikesAndRiots" type="T_ISD"/>
  <xs:element name="SubGuaranteeEarthquake" type="T_ISD"/>
  <xs:element name="SubGuaranteeNaturalCalamitySpecific" type="T_ISD"/>
  <xs:element name="SubGuaranteeNaturalCalamityRatingOffice" type="T_ISD"/>
  <xs:element name="SubGuaranteeAppealDropped" type="T_ISD"/>
  <xs:element name="SubGuaranteeNeighbourlyRecourse" type="T_ISD"/>
  <xs:element name="SubGuaranteeAdditionalGuanranteesInFire" type="T_ISD"/>
  <xs:element name="SubGuaranteeBurns" type="T_ISD"/>
  <xs:element name="SubGuaranteeWaterDamage" type="T_ISD"/>
  <xs:element name="SubGuaranteeInundationAndFlood" type="T_ISD"/>
  <xs:element name="SubGuaranteeSmokeDamage" type="T_ISD"/>
  <xs:element name="SubGuaranteeSprinklerLeakage" type="T_ISD"/>
  <xs:element name="SubGuaranteeTemperatureFluctuation" type="T_ISD"/>
  <xs:element name="SubGuaranteeGlassBreakage" type="T_ISD"/>
  <xs:element name="SubGuaranteeTheft" type="T_ISD"/>
  <xs:element name="SubGuaranteeTransportsOfValuables" type="T_ISD"/>
  <xs:element name="SubGuaranteeValuablesAccomodatedInHomeOwnedSafe" type="T_ISD"/>
  <xs:element name="SubGuaranteeValuablesAccomodatedInSafeAtBank" type="T_ISD"/>
  <xs:element name="SubGuaranteeValuablesOutsideSafe" type="T_ISD"/>
  <xs:element name="SubGuaranteeValuablesInCashRegister" type="T_ISD"/>
  <xs:element name="SubGuaranteeValuablesAccomodatedByAppointed" type="T_ISD"/>
  <xs:element name="SubGuaranteeTheftOfValuables" type="T_ISD"/>
  <xs:element name="SubGuaranteeBurglaryDamages" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLGoods" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLElevator" type="T_ISD"/>
  <xs:element name="SubGuaranteeDependenceOnSuppliers" type="T_ISD"/>
  <xs:element name="SubGuaranteeGuaranteedSalaryOperationalLosses" type="T_ISD"/>
  <xs:element name="SubGuaranteeIndirectLosses" type="T_ISD"/>
  <xs:element name="SubGuaranteeEconomicalCommercialLoss" type="T_ISD"/>
  <xs:element name="SubGuaranteeAttacksAndTerrorism" type="T_ISD"/>
  <xs:element name="SubGuaranteeAttacksAndWorkConflicts" type="T_ISD"/>
  <xs:element name="SubGuaranteeExploitationLoss" type="T_ISD"/>
  <xs:element name="SubGuaranteeVandalismAndMalevolence" type="T_ISD"/>
  <xs:element name="SubGuaranteeTrafficRisksAndAttacks" type="T_ISD"/>
  <xs:element name="SubGuaranteeRealEstateDamages" type="T_ISD"/>
  <xs:element name="SubGuaranteePersonalEstateDamages" type="T_ISD"/>
  <xs:element name="SubGuaranteeContactWithVehicles" type="T_ISD"/>
  <xs:element name="SubGuaranteeParkedVehicles" type="T_ISD"/>
  <xs:element name="SubGuaranteeVehiclesEverywhere" type="T_ISD"/>
  <xs:element name="SubGuaranteeAssessmentExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeAssessmentCostsOnLossOfProfits" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLGeneral" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLFamilyRD" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLExtensions" type="T_ISD"/>
  <xs:element name="SubGuaranteeFamilyCivilLiabilityExtensions" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLNursery" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLCustodian" type="T_ISD"/>
  <xs:element name="SubGuaranteeProfessionalCL" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLExploitation" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLAfterDelivery" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLProducts" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLMaterialDamage" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLInjured" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLObjectsUnderCustody" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLForDamagesToAnimals" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLForDamagesToHolidayHome" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLCompanyAgentsAndRepresentatives" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLHunting" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLOwnerHuntingGround" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLRoundUpOrDrives" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLGameWarden" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLVessel" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLHorsesAndCarriages" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLConsequentialNonMaterialDamages" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLNonMaterialDamages" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLIndirectLosses" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLNeighbourlyNuisanceAcquiredByContract" type="T_ISD"/>
  <xs:element name="SubGuaranteeTenYearsLiabilityInConstruction" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLToolsUnderCustody" type="T_ISD"/>
  <xs:element name="SubGuaranteeObjectiveLiabilityFireAndExplosion" type="T_ISD"/>
  <xs:element name="SubGuaranteeClEnvironment" type="T_ISD"/>
  <xs:element name="SubGuaranteeDecontamination" type="T_ISD"/>
  <xs:element name="SubGuaranteeFertilizationDamages" type="T_ISD"/>
  <xs:element name="SubGuaranteeSprayingDamages" type="T_ISD"/>
  <xs:element name="SubGuaranteeRecallAndTracingExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeReplacementExpenses" type="T_ISD"/>
  <xs:element name="SubGuaranteeInitialPublicOfferingLiability" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeCLMotorObjectiveLiabilityMotorExclusif" type="T_ISD"/>
  <xs:element name="SubGuaranteeObjectiveLiabilityMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalProtectionInMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeInsolvencyOfThirdParties" type="T_ISD"/>
  <xs:element name="SubGuaranteeOccupants" type="T_ISD"/>
  <xs:element name="SubGuaranteeDriver" type="T_ISD"/>
  <xs:element name="SubGuaranteeTotalComprehensiveInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeOwnAcidentalDamage" type="T_ISD"/>
  <xs:element name="SubGuaranteePartialComprehensiveInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeFireInMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeTheftInMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeWindscreenInMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeNaturalDisasterInMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeRepatriation" type="T_ISD"/>
  <xs:element name="SubGuaranteeDeprivationLossOfUse" type="T_ISD"/>
  <xs:element name="SubGuaranteeCollisionWithWildAnimals" type="T_ISD"/>
  <xs:element name="SubGuaranteeVandalismInMotor" type="T_ISD"/>
  <xs:element name="SubGuaranteeCivilLiabilityFunctioning" type="T_ISD"/>
  <xs:element name="SubGuaranteeComprehensiveInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeWorkRelatedAccidents" type="T_ISD"/>
  <xs:element name="SubGuaranteeWorkRoute" type="T_ISD"/>
  <xs:element name="SubGuaranteeLabourRisk" type="T_ISD"/>
  <xs:element name="SubGuaranteeTechnicalAccidents" type="T_ISD"/>
  <xs:element name="SubGuaranteeCollectiveAccidents" type="T_ISD"/>
  <xs:element name="SubGuaranteeCollectiveAccidentsStrict" type="T_ISD"/>
  <xs:element name="SubGuaranteeWorkRouteExtraLaw" type="T_ISD"/>
  <xs:element name="SubGuaranteeLabourRiskSurplus" type="T_ISD"/>
  <xs:element name="SubGuaranteeLawCommonLaw" type="T_ISD"/>
  <xs:element name="SubGuaranteeLawExtraLaw" type="T_ISD"/>
  <xs:element name="SubGuaranteePersonalAccident" type="T_ISD"/>
  <xs:element name="SubGuaranteeGuaranteedSalary" type="T_ISD"/>
  <xs:element name="SubGuaranteeLawNonLaw" type="T_ISD"/>
  <xs:element name="SubGuaranteeGuaranteedIncomeCorporate" type="T_ISD"/>
  <xs:element name="SubGuaranteeExcedent" type="T_ISD"/>
  <xs:element name="SubGuaranteeHouseholdStaff" type="T_ISD"/>
  <xs:element name="SubGuaranteeHouseStaffApplicable" type="T_ISD"/>
  <xs:element name="SubGuaranteeHouseStaffNotApplicable" type="T_ISD"/>
  <xs:element name="SubGuaranteeMedicalCheckUp" type="T_ISD"/>
  <xs:element name="SubGuaranteeHealth" type="T_ISD"/>
  <xs:element name="SubGuaranteeFireInNonFlexaFireSpecialRisks" type="T_ISD"/>
  <xs:element name="SubGuaranteeConstructionCollapseInFireSpecialRisks" type="T_ISD"/>
  <xs:element name="SubGuaranteeStormAndHailInFireSpecialRisks" type="T_ISD"/>
  <xs:element name="SubGuaranteeHeavySnowInFireSpecialRisks" type="T_ISD"/>
  <xs:element name="SubGuaranteeHullOfMeansOfTransport" type="T_ISD"/>
  <xs:element name="SubGuaranteeTransportedGoods" type="T_ISD"/>
  <xs:element name="SubGuaranteeClTransporter" type="T_ISD"/>
  <xs:element name="SubGuaranteeAllinTransports" type="T_ISD"/>
  <xs:element name="SubGuaranteeLitteraE" type="T_ISD"/>
  <xs:element name="SubGuaranteeLitteraI" type="T_ISD"/>
  <xs:element name="SubGuaranteeGoodsAccomodated" type="T_ISD"/>
  <xs:element name="SubGuaranteeClAgentOrShippingAgent" type="T_ISD"/>
  <xs:element name="SubGuaranteeSalvagingAndRefloatingAndSearching" type="T_ISD"/>
  <xs:element name="SubGuaranteeHullAndAppurtenances" type="T_ISD"/>
  <xs:element name="SubGuaranteeDisposalAndSalvagingAndDestruction" type="T_ISD"/>
  <xs:element name="SubGuaranteeClWithRespectToWaterSkier" type="T_ISD"/>
  <xs:element name="SubGuaranteeClWithRespectToPassenger" type="T_ISD"/>
  <xs:element name="SubGuaranteeClWithRespectToAdmittedPAX" type="T_ISD"/>
  <xs:element name="SubGuaranteeTechnicalInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeBrokenMachine" type="T_ISD"/>
  <xs:element name="SubGuaranteeAllinBuildingSite" type="T_ISD"/>
  <xs:element name="SubGuaranteeControlInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeAssembly" type="T_ISD"/>
  <xs:element name="SubGuaranteeSupplierGuarantee" type="T_ISD"/>
  <xs:element name="SubGuaranteeElectricityAndElectronics" type="T_ISD"/>
  <xs:element name="SubGuaranteeComputer" type="T_ISD"/>
  <xs:element name="SubGuaranteeAllinBuildingSiteDamagesToPreExistingProperty" type="T_ISD"/>
  <xs:element name="SubGuaranteeThirdPartyLiabilityBuildingSite" type="T_ISD"/>
  <xs:element name="SubGuaranteeDamageToBuildings" type="T_ISD"/>
  <xs:element name="SubGuaranteeTravelInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeTravelAccidents" type="T_ISD"/>
  <xs:element name="SubGuaranteeLuggage" type="T_ISD"/>
  <xs:element name="SubGuaranteeCancellation" type="T_ISD"/>
  <xs:element name="SubGuaranteeAssistance" type="T_ISD"/>
  <xs:element name="SubGuaranteeTravelAid" type="T_ISD"/>
  <xs:element name="SubGuaranteeHouseAid" type="T_ISD"/>
  <xs:element name="SubGuaranteePersonalAid" type="T_ISD"/>
  <xs:element name="SubGuaranteeVehicleAccidentAid" type="T_ISD"/>
  <xs:element name="SubGuaranteeVehicleBreakdownAid" type="T_ISD"/>
  <xs:element name="SubGuaranteeRepatriationInCaseOfRiskOfWar" type="T_ISD"/>
  <xs:element name="SubGuaranteeAllin" type="T_ISD"/>
  <xs:element name="SubGuaranteeReconstructionCosts" type="T_ISD"/>
  <xs:element name="SubGuaranteeValuablesInShopWindow" type="T_ISD"/>
  <xs:element name="SubGuaranteeInternalMalpracticeAndFraud" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalProtection" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalProtectionPrivateLife" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalProtectionHabitation" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalProtectionTraffic" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalProtectionConsumerRights" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalProtectionOccupation" type="T_ISD"/>
  <xs:element name="SubGuaranteeLicenceWithdrawal" type="T_ISD"/>
  <xs:element name="SubGuaranteeCriminalCaution" type="T_ISD"/>
  <xs:element name="SubGuaranteeLegalAssistanceRD" type="T_ISD"/>
  <xs:element name="SubGuaranteeAnimalInsurance" type="T_ISD"/>
  <xs:element name="SubGuaranteeHeavyEnduringRain" type="T_ISD"/>
  <xs:element name="SubGuaranteeDrought" type="T_ISD"/>
  <xs:element name="SubGuaranteeNightFrost" type="T_ISD"/>
  <xs:element name="SubGuaranteeBlackIce" type="T_ISD"/>
  <xs:element name="SubGuaranteeFinancialLosses" type="T_ISD"/>
  <xs:element name="SubGuaranteeNonDefinedGuarantee" type="T_ISD"/>
  <xs:complexType name="T_LIN">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Current account line</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="CurrAccLineTerm" type="T_LIN"/>
  <xs:element name="CurrAccLineCash" type="T_LIN"/>
  <xs:element name="CurrAccLinePremiumReimbursement" type="T_LIN"/>
  <xs:element name="CurrAccLinePremiumCancellation" type="T_LIN"/>
  <xs:element name="CurrAccLinePremiumNotificationReturned" type="T_LIN"/>
  <xs:element name="CurrAccLineCommission" type="T_LIN"/>
  <xs:element name="CurrAccLineClaim" type="T_LIN"/>
  <xs:element name="CurrAccLineMiscellaneous" type="T_LIN"/>
  <xs:element name="CurrAccLineFinancialOperation" type="T_LIN"/>
  <xs:complexType name="T_PAT">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Settlement</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="SettlementCompensation" type="T_PAT"/>
  <xs:element name="SettlementCosts" type="T_PAT"/>
  <xs:element name="SettlementFee" type="T_PAT"/>
  <xs:element name="SettlementDirect" type="T_PAT"/>
  <xs:complexType name="T_PER">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Period</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="PeriodLess" type="T_PER"/>
  <xs:element name="PeriodPlus" type="T_PER"/>
  <xs:element name="PeriodInsured" type="T_PER"/>
  <xs:element name="PeriodVoluntaryDeposit" type="T_PER"/>
  <xs:element name="PeriodAdvanceOnSettlement" type="T_PER"/>
  <xs:element name="PeriodAdvanceBalanced" type="T_PER"/>
  <xs:element name="PeriodIndemnificationAssessed" type="T_PER"/>
  <xs:element name="PeriodIndemnificationPaid" type="T_PER"/>
  <xs:complexType name="T_PTY">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Party</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="PartyIdentificationDetail" id="C060" minOccurs="0" maxOccurs="3">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="PartyIdentifier" id="X044" minOccurs="1" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n8" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n8" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
      <xs:element name="PartySeatSubsidiaryIdentificationDetail" id="C062" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="SeatSubsidiaryIdentifier" id="X076" minOccurs="1" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n9" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n9" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="PartyCreditor" type="T_PTY"/>
  <xs:element name="PartyIntermediary" type="T_PTY"/>
  <xs:element name="PartyMainPolicyHolder" type="T_PTY"/>
  <xs:element name="PartyDriver" type="T_PTY"/>
  <xs:element name="PartyPreviousInsurer" type="T_PTY"/>
  <xs:element name="PartyInsurer" type="T_PTY"/>
  <xs:element name="PartyLeadingUnderwriter" type="T_PTY"/>
  <xs:element name="PartyCoInsurer" type="T_PTY"/>
  <xs:element name="PartyLeasingCompany" type="T_PTY"/>
  <xs:element name="PartyHolderOfRegistrationPlate" type="T_PTY"/>
  <xs:element name="PartyOwner" type="T_PTY"/>
  <xs:element name="PartyInsured" type="T_PTY"/>
  <xs:element name="PartyBeneficiary" type="T_PTY"/>
  <xs:element name="PartyOtherCompanyInsuringTheSameRisk" type="T_PTY"/>
  <xs:element name="PartyFinancingCompany" type="T_PTY"/>
  <xs:element name="PartyAdditionalPolicyHolder" type="T_PTY"/>
  <xs:element name="PartyCorrespondent" type="T_PTY"/>
  <xs:element name="PartyRepresentative" type="T_PTY"/>
  <xs:element name="PartyOppositeParty" type="T_PTY"/>
  <xs:element name="PartyRepairer" type="T_PTY"/>
  <xs:element name="PartyInterveningAuthority" type="T_PTY"/>
  <xs:element name="PartyWitness" type="T_PTY"/>
  <xs:element name="PartyTenant" type="T_PTY"/>
  <xs:element name="PartyDeclarer" type="T_PTY"/>
  <xs:element name="PartyUsualDoctor" type="T_PTY"/>
  <xs:element name="PartyHospital" type="T_PTY"/>
  <xs:element name="PartyExpert" type="T_PTY"/>
  <xs:element name="PartyHolderOfDocument" type="T_PTY"/>
  <xs:element name="PartyRecipientOfPayment" type="T_PTY"/>
  <xs:element name="PartyDamagedPerson" type="T_PTY"/>
  <xs:element name="PartyBidder" type="T_PTY"/>
  <xs:element name="PartyDataEntryOperator" type="T_PTY"/>
  <xs:element name="PartyBuyer" type="T_PTY"/>
  <xs:element name="PartyKeeper" type="T_PTY"/>
  <xs:element name="PartyControllingAssessor" type="T_PTY"/>
  <xs:element name="PartyAssessorOwnerOfTheMission" type="T_PTY"/>
  <xs:element name="PartyComplementaryAssessor" type="T_PTY"/>
  <xs:element name="PartySupplementaryAssessor" type="T_PTY"/>
  <xs:element name="PartyFirstAidSupplier" type="T_PTY"/>
  <xs:element name="PartyCertifiedMedicalDoctor" type="T_PTY"/>
  <xs:element name="PartyRequester" type="T_PTY"/>
  <xs:element name="PartySendingCompany" type="T_PTY"/>
  <xs:element name="PartyReceivingCompany" type="T_PTY"/>
  <xs:element name="PartyResponsible" type="T_PTY"/>
  <xs:element name="PartyDamageInsurer" type="T_PTY"/>
  <xs:element name="PartyInsurerAtRegistrationTimeOfVehicle" type="T_PTY"/>
  <xs:element name="PartyBeneficiaryInCaseOfLife" type="T_PTY"/>
  <xs:element name="PartyBeneficiaryInCaseOfDeath" type="T_PTY"/>
  <xs:element name="PartyLawyerOrSolicitor" type="T_PTY"/>
  <xs:element name="PartyNotary" type="T_PTY"/>
  <xs:element name="PartyInsurerOfTheOpponentParty" type="T_PTY"/>
  <xs:element name="PartyCessionary" type="T_PTY"/>
  <xs:element name="PartyProspect" type="T_PTY"/>
  <xs:element name="PartyPortOfRegister" type="T_PTY"/>
  <xs:element name="PartyShipyardAsOfConstruction" type="T_PTY"/>
  <xs:element name="PartySyndic" type="T_PTY"/>
  <xs:element name="PartyClaimHandlingOffice" type="T_PTY"/>
  <xs:element name="PartyObserver" type="T_PTY"/>
  <xs:element name="PartyArchitect" type="T_PTY"/>
  <xs:element name="PartyCorrespondent1" type="T_PTY"/>
  <xs:element name="PartyCorrespondent2" type="T_PTY"/>
  <xs:element name="PartyCorrespondent3" type="T_PTY"/>
  <xs:element name="PartyCorrespondent4" type="T_PTY"/>
  <xs:element name="PartyParty" type="T_PTY"/>
  <xs:complexType name="T_QRS">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Declaration</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element ref="ResponseCoded" id="X046" minOccurs="0" maxOccurs="1"/>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="DeclarationIsAProfessionalActivityBeenExecuted" type="T_QRS"/>
  <xs:element name="DeclarationIsANonProfessionalActivityBeenExecuted" type="T_QRS"/>
  <xs:element name="DeclarationApplicationOfAnAnticipationBonus" type="T_QRS"/>
  <xs:element name="DeclarationTransferOfCommission" type="T_QRS"/>
  <xs:element name="DeclarationFloodingsDuringReferencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationTheBuildingHasBeenRenovated" type="T_QRS"/>
  <xs:element name="DeclarationPresenceOfMeansOfPrevention" type="T_QRS"/>
  <xs:element name="DeclarationConstructionCharacteristicNumberAffectingValue" type="T_QRS"/>
  <xs:element name="DeclarationSecurityRenovationPresent" type="T_QRS"/>
  <xs:element name="DeclarationSpecialObjects" type="T_QRS"/>
  <xs:element name="DeclarationAnimalExtension" type="T_QRS"/>
  <xs:element name="DeclarationExtensionCarriages" type="T_QRS"/>
  <xs:element name="DeclarationChildKeeperExtension" type="T_QRS"/>
  <xs:element name="DeclarationAdaptedVehicle" type="T_QRS"/>
  <xs:element name="DeclarationVehicleWithApparentDamages" type="T_QRS"/>
  <xs:element name="DeclarationTheVehicleHasBeenAbroadForNMonthsPerYear" type="T_QRS"/>
  <xs:element name="DeclarationVehicleDrivenByDriversBelowReferencedAge" type="T_QRS"/>
  <xs:element name="DeclarationPostClaimMeasuresDate" type="T_QRS"/>
  <xs:element name="DeclarationWasThePersonInQuestionAccused" type="T_QRS"/>
  <xs:element name="DeclarationCasePending" type="T_QRS"/>
  <xs:element name="DeclarationTakeOverOfContractByAnotherCompany" type="T_QRS"/>
  <xs:element name="DeclarationWithdrawalOfDriverLicense" type="T_QRS"/>
  <xs:element name="DeclarationInvestigationPending" type="T_QRS"/>
  <xs:element name="DeclarationClClaimsDuringReferencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationTheftClaimsDuringReferencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationOtherClaimsDuringReferencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationInsuranceRefusedOrEndedOrExtendedUnderCircumstances" type="T_QRS"/>
  <xs:element name="DeclarationGlassBreakageClaimsDuringReferencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationInsuredThroughRatingofficeInReferencedPeriod" type="T_QRS"/>
  <xs:element name="DeclarationMaterialDamageClaimsDuringReferencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationFireClaimsDuringReferencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationUseOfVehicleForEmployer" type="T_QRS"/>
  <xs:element name="DeclarationDefensiveDrivingCourse" type="T_QRS"/>
  <xs:element name="DeclarationMedicalCertificateRequired" type="T_QRS"/>
  <xs:element name="DeclarationPhysicalDefect" type="T_QRS"/>
  <xs:element name="DeclarationDangerousProducts" type="T_QRS"/>
  <xs:element name="DeclarationAgreedLiability" type="T_QRS"/>
  <xs:element name="DeclarationInterventionForDamagesToThirdParty" type="T_QRS"/>
  <xs:element name="DeclarationInterventionForOwnDamages" type="T_QRS"/>
  <xs:element name="DeclarationDrivingExperienceWithVehicleOfAnotherInsured" type="T_QRS"/>
  <xs:element name="DeclarationThePartyHadMopedInsurance" type="T_QRS"/>
  <xs:element name="DeclarationUnder23YearsAndOrLicenseForUnder2Years" type="T_QRS"/>
  <xs:element name="DeclarationSpouseOrOtherInhabitantInHomeOrUsualDriver" type="T_QRS"/>
  <xs:element name="DeclarationThePartyHasChildren" type="T_QRS"/>
  <xs:element name="DeclarationPossessesDriverLicenseForLongerThanRefrencePeriod" type="T_QRS"/>
  <xs:element name="DeclarationParentsInsuredWithTheSameCompany" type="T_QRS"/>
  <xs:element name="DeclarationPersonMentallyDisabled" type="T_QRS"/>
  <xs:element name="DeclarationChildrenHaveAVehicleOfTheirOwn" type="T_QRS"/>
  <xs:element name="DeclarationTheftOfTheBoardDocuments" type="T_QRS"/>
  <xs:element name="DeclarationClClaimsDuringReferencePeriod2" type="T_QRS"/>
  <xs:element name="DeclarationTheftClaimsDuringReferencePeriod2" type="T_QRS"/>
  <xs:element name="DeclarationOtherClaimsDuringReferencePeriod2" type="T_QRS"/>
  <xs:element name="DeclarationGlassBreakageClaimsDuringReferencePeriod2" type="T_QRS"/>
  <xs:element name="DeclarationMaterialDamageClaimsDuringReferencePeriod2" type="T_QRS"/>
  <xs:element name="DeclarationFireClaimsDuringReferencePeriod2" type="T_QRS"/>
  <xs:element name="DeclarationLicenceForVehicleType" type="T_QRS"/>
  <xs:element name="DeclarationLicenceWithRestriction" type="T_QRS"/>
  <xs:element name="DeclarationLicenceForAeronauticalVehicleType" type="T_QRS"/>
  <xs:element name="DeclarationLicenceForNauticalVehicleType" type="T_QRS"/>
  <xs:element name="DeclarationFinancialBulletin" type="T_QRS"/>
  <xs:element name="DeclarationAuthorizedAgency" type="T_QRS"/>
  <xs:element name="DeclarationDamageHistory" type="T_QRS"/>
  <xs:element name="DeclarationVictimPersonGetsBonuses" type="T_QRS"/>
  <xs:element name="DeclarationKodeBenefitsInKindLunch" type="T_QRS"/>
  <xs:element name="DeclarationSecurityProceedingsPresent" type="T_QRS"/>
  <xs:complexType name="T_RDT">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Response details</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="ResponseDetail" id="C110" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="ResponseDetailValueCoded" id="X079" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n10" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n10" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="ResponseDetailValue" id="X080" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="ResponseLicenceRestrictionHarmonisedCode" type="T_RDT"/>
  <xs:element name="ResponseLicenceRestrictionNationalCode" type="T_RDT"/>
  <xs:element name="ResponseTypeOfDifficulty" type="T_RDT"/>
  <xs:element name="ResponseViolations" type="T_RDT"/>
  <xs:element name="ResponseTypeOfClaim" type="T_RDT"/>
  <xs:element name="ResponseConviction" type="T_RDT"/>
  <xs:element name="ResponseDangerousProduct" type="T_RDT"/>
  <xs:element name="ResponseTypeOfSanctionInRelationshipWithTheDriverLicense" type="T_RDT"/>
  <xs:element name="ResponseRenovatedComponent" type="T_RDT"/>
  <xs:element name="ResponseTypeOfAnimal" type="T_RDT"/>
  <xs:element name="ResponseMeansOfPrevention" type="T_RDT"/>
  <xs:element name="ResponseProfessionalActivity" type="T_RDT"/>
  <xs:element name="ResponseNonProfessionalActivity" type="T_RDT"/>
  <xs:element name="ResponseBoardDocument" type="T_RDT"/>
  <xs:element name="ResponseConstructionCharacteristicOrNumber" type="T_RDT"/>
  <xs:element name="ResponseTypeOfAdaptationOnVehicle" type="T_RDT"/>
  <xs:element name="ResponseTypeOfVisibleDamages" type="T_RDT"/>
  <xs:element name="ResponseForWhomTheDocumentIsFilledIn" type="T_RDT"/>
  <xs:element name="ResponseFinancialKnowledgeBySelfStudy" type="T_RDT"/>
  <xs:element name="ResponseFinancialKnowledgeProfessionally" type="T_RDT"/>
  <xs:element name="ResponseTheWayWeGatherEconomicAndFinancialInformation" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfLifeInsuranceWithGuaranteedReturn" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfLifeInsuranceWithoutGuaranteedReturn" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfLifeInsuranceWithProtectedCapital" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfLifeInsuranceWithPartiallyGuaranteedReturn" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfTheUnderlyingAssetsShares" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfTheUnderlyingAssetsBonds" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfTheUnderlyingAssetsOther" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfTheCapitalizationWithGuaranteedReturn" type="T_RDT"/>
  <xs:element name="ResponseKnowledgeOfOtherFinancialProducts" type="T_RDT"/>
  <xs:element name="ResponseFinancialSituationPersonalProperty" type="T_RDT"/>
  <xs:element name="ResponseFinancialSituationRealProperty" type="T_RDT"/>
  <xs:element name="ResponseFinancialSituationMonthlyNetIncome" type="T_RDT"/>
  <xs:element name="ResponseFinancialSituationMonthlyExpenses" type="T_RDT"/>
  <xs:element name="ResponseFinancialSituationMonthlySavings" type="T_RDT"/>
  <xs:element name="ResponseFinancialSituationWithinOneYear" type="T_RDT"/>
  <xs:element name="ResponseGoalsMainSavingsTarget" type="T_RDT"/>
  <xs:element name="ResponseGoalsMainSavingsHorizon" type="T_RDT"/>
  <xs:element name="ResponseBehaviorPreferences" type="T_RDT"/>
  <xs:element name="ResponseBehaviorDecreaseInTheShortTerm" type="T_RDT"/>
  <xs:element name="ResponseBehaviorFluctuations" type="T_RDT"/>
  <xs:element name="ResponseBehaviorAlternativeAssets" type="T_RDT"/>
  <xs:element name="ResponseTypeOfAuthorization" type="T_RDT"/>
  <xs:element name="ResponseTypeOfAdvantageInKind" type="T_RDT"/>
  <xs:element name="ResponseTypeOfBonusInAdditionToTheWages" type="T_RDT"/>
  <xs:complexType name="T_RLE">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">External role</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="ExternalRoleCreditor" type="T_RLE"/>
  <xs:element name="ExternalRoleIntermediary" type="T_RLE"/>
  <xs:element name="ExternalRoleMainPolicyHolder" type="T_RLE"/>
  <xs:element name="ExternalRoleDriver" type="T_RLE"/>
  <xs:element name="ExternalRolePreviousInsurer" type="T_RLE"/>
  <xs:element name="ExternalRoleInsurer" type="T_RLE"/>
  <xs:element name="ExternalRoleLeadingUnderwriter" type="T_RLE"/>
  <xs:element name="ExternalRoleCoInsurer" type="T_RLE"/>
  <xs:element name="ExternalRoleLeasingCompany" type="T_RLE"/>
  <xs:element name="ExternalRoleHolderOfRegistrationPlate" type="T_RLE"/>
  <xs:element name="ExternalRoleOwner" type="T_RLE"/>
  <xs:element name="ExternalRoleInsured" type="T_RLE"/>
  <xs:element name="ExternalRoleBeneficiary" type="T_RLE"/>
  <xs:element name="ExternalRoleOtherCompanyInsuringTheSameRisk" type="T_RLE"/>
  <xs:element name="ExternalRoleFinancingCompany" type="T_RLE"/>
  <xs:element name="ExternalRoleAdditionalPolicyHolder" type="T_RLE"/>
  <xs:element name="ExternalRoleCorrespondent" type="T_RLE"/>
  <xs:element name="ExternalRoleRepresentative" type="T_RLE"/>
  <xs:element name="ExternalRoleOppositeParty" type="T_RLE"/>
  <xs:element name="ExternalRoleRepairer" type="T_RLE"/>
  <xs:element name="ExternalRoleInterveningAuthority" type="T_RLE"/>
  <xs:element name="ExternalRoleWitness" type="T_RLE"/>
  <xs:element name="ExternalRoleTenant" type="T_RLE"/>
  <xs:element name="ExternalRoleDeclarer" type="T_RLE"/>
  <xs:element name="ExternalRoleUsualDoctor" type="T_RLE"/>
  <xs:element name="ExternalRoleHospital" type="T_RLE"/>
  <xs:element name="ExternalRoleExpert" type="T_RLE"/>
  <xs:element name="ExternalRoleHolderOfDocument" type="T_RLE"/>
  <xs:element name="ExternalRoleRecipientOfPayment" type="T_RLE"/>
  <xs:element name="ExternalRoleDamagedPerson" type="T_RLE"/>
  <xs:element name="ExternalRoleBidder" type="T_RLE"/>
  <xs:element name="ExternalRoleDataEntryOperator" type="T_RLE"/>
  <xs:element name="ExternalRoleBuyer" type="T_RLE"/>
  <xs:element name="ExternalRoleKeeper" type="T_RLE"/>
  <xs:element name="ExternalRoleControllingAssessor" type="T_RLE"/>
  <xs:element name="ExternalRoleAssessorOwnerOfTheMission" type="T_RLE"/>
  <xs:element name="ExternalRoleComplementaryAssessor" type="T_RLE"/>
  <xs:element name="ExternalRoleSupplementaryAssessor" type="T_RLE"/>
  <xs:element name="ExternalRoleFirstAidSupplier" type="T_RLE"/>
  <xs:element name="ExternalRoleCertifiedMedicalDoctor" type="T_RLE"/>
  <xs:element name="ExternalRoleRequester" type="T_RLE"/>
  <xs:element name="ExternalRoleSendingCompany" type="T_RLE"/>
  <xs:element name="ExternalRoleReceivingCompany" type="T_RLE"/>
  <xs:element name="ExternalRoleResponsible" type="T_RLE"/>
  <xs:element name="ExternalRoleDamageInsurer" type="T_RLE"/>
  <xs:element name="ExternalRoleInsurerAtRegistrationTimeOfVehicle" type="T_RLE"/>
  <xs:element name="ExternalRoleBeneficiaryInCaseOfLife" type="T_RLE"/>
  <xs:element name="ExternalRoleBeneficiaryInCaseOfDeath" type="T_RLE"/>
  <xs:element name="ExternalRoleLawyerOrSolicitor" type="T_RLE"/>
  <xs:element name="ExternalRoleNotary" type="T_RLE"/>
  <xs:element name="ExternalRoleInsurerOfTheOpponentParty" type="T_RLE"/>
  <xs:element name="ExternalRoleCessionary" type="T_RLE"/>
  <xs:element name="ExternalRoleProspect" type="T_RLE"/>
  <xs:element name="ExternalRolePortOfRegister" type="T_RLE"/>
  <xs:element name="ExternalRoleShipyardAsOfConstruction" type="T_RLE"/>
  <xs:element name="ExternalRoleSyndic" type="T_RLE"/>
  <xs:element name="ExternalRoleClaimHandlingOffice" type="T_RLE"/>
  <xs:element name="ExternalRoleObserver" type="T_RLE"/>
  <xs:element name="ExternalRoleArchitect" type="T_RLE"/>
  <xs:element name="ExternalRoleCorrespondent1" type="T_RLE"/>
  <xs:element name="ExternalRoleCorrespondent2" type="T_RLE"/>
  <xs:element name="ExternalRoleCorrespondent3" type="T_RLE"/>
  <xs:element name="ExternalRoleCorrespondent4" type="T_RLE"/>
  <xs:element name="ExternalRoleParty" type="T_RLE"/>
  <xs:complexType name="T_ROD">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Risk Object</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="RiskObjectDetail" id="C075_n1" minOccurs="0" maxOccurs="3">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="ObjectIdentifier" id="X053_n1" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n11" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n11" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="ObjectName" id="X054_n1" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="ObjectInsuredTractorVehicle" type="T_ROD"/>
  <xs:element name="ObjectInsuredTrailer" type="T_ROD"/>
  <xs:element name="ObjectInsuredVessel" type="T_ROD"/>
  <xs:element name="ObjectInsuredFleet" type="T_ROD"/>
  <xs:element name="ObjectInsuredNonMotorisedVehicle" type="T_ROD"/>
  <xs:element name="ObjectInsuredAircraft" type="T_ROD"/>
  <xs:element name="ObjectInsuredBuilding" type="T_ROD"/>
  <xs:element name="ObjectInsuredContents" type="T_ROD"/>
  <xs:element name="ObjectInsuredCaravan" type="T_ROD"/>
  <xs:element name="ObjectInsuredPropertyEstate" type="T_ROD"/>
  <xs:element name="ObjectInsuredEquipment" type="T_ROD"/>
  <xs:element name="ObjectInsuredFurnitureAndHouseholdEffects" type="T_ROD"/>
  <xs:element name="ObjectInsuredRealEstateEmbellishments" type="T_ROD"/>
  <xs:element name="ObjectInsuredTerrain" type="T_ROD"/>
  <xs:element name="ObjectInsuredConstructionSiteOld" type="T_ROD"/>
  <xs:element name="ObjectInsuredPersonIndividual" type="T_ROD"/>
  <xs:element name="ObjectInsuredGroupOfPersonsFamily" type="T_ROD"/>
  <xs:element name="ObjectInsuredGroupOfPersonsWorkers" type="T_ROD"/>
  <xs:element name="ObjectInsuredGroupOfPersonsOfficeWorkers" type="T_ROD"/>
  <xs:element name="ObjectInsuredGroupOfPersonsPrivateOrPublicInstitutions" type="T_ROD"/>
  <xs:element name="ObjectInsuredGroupOfPersonsCollective" type="T_ROD"/>
  <xs:element name="ObjectInsuredGroupOfPersonsAllEmployees" type="T_ROD"/>
  <xs:element name="ObjectInsuredPersonCarryingOutAnActivity" type="T_ROD"/>
  <xs:element name="ObjectInsuredBusinessEngagedInSomeActivity" type="T_ROD"/>
  <xs:element name="ObjectInsuredFamilyPrivate" type="T_ROD"/>
  <xs:element name="ObjectInsuredGroupCarryingOutAnActivity" type="T_ROD"/>
  <xs:element name="ObjectInsuredDemonstration" type="T_ROD"/>
  <xs:element name="ObjectInsuredAnimal" type="T_ROD"/>
  <xs:element name="ObjectInsuredObjectThing" type="T_ROD"/>
  <xs:element name="ObjectInsuredAccessoriesAudioMultimediaOther" type="T_ROD"/>
  <xs:element name="ObjectInsuredTrip" type="T_ROD"/>
  <xs:element name="ObjectInsuredMachinesAndAppliances" type="T_ROD"/>
  <xs:element name="ObjectInsuredConstructionMachineryAndNonRegisteredVehicles" type="T_ROD"/>
  <xs:element name="ObjectInsuredLift" type="T_ROD"/>
  <xs:element name="ObjectInsuredGoods" type="T_ROD"/>
  <xs:element name="ObjectInsuredHarvest" type="T_ROD"/>
  <xs:element name="ObjectInsuredFundsAndShares" type="T_ROD"/>
  <xs:element name="ObjectInsuredLoan" type="T_ROD"/>
  <xs:element name="ObjectInsuredConstructionSite" type="T_ROD"/>
  <xs:element name="ObjectInsuredFamilyAndCar" type="T_ROD"/>
  <xs:element name="ObjectInsuredVehiclesOfTheFamily" type="T_ROD"/>
  <xs:element name="ObjectInsuredBranch26" type="T_ROD"/>
  <xs:element name="ObjectInsuredUndefinedObject" type="T_ROD"/>
  <xs:complexType name="T_RPT">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Related party</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="PartyIdentificationDetail" id="C060_n1" minOccurs="0" maxOccurs="3">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="PartyIdentifier" id="X044_n1" minOccurs="1" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n12" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n12" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
      <xs:element name="PartySeatSubsidiaryIdentificationDetail" id="C062_n1" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="SeatSubsidiaryIdentifier" id="X076_n1" minOccurs="1" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n13" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n13" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="RelatedFamily" type="T_RPT"/>
  <xs:element name="RelatedPartner" type="T_RPT"/>
  <xs:element name="RelatedChild" type="T_RPT"/>
  <xs:element name="RelatedParent" type="T_RPT"/>
  <xs:element name="RelatedGrandchild" type="T_RPT"/>
  <xs:element name="RelatedGrandparent" type="T_RPT"/>
  <xs:element name="RelatedBrotherOrSister" type="T_RPT"/>
  <xs:element name="RelatedUncleOrAunt" type="T_RPT"/>
  <xs:element name="RelatedNephewOrNiece3rdDegree" type="T_RPT"/>
  <xs:element name="RelatedCousin4thDegree" type="T_RPT"/>
  <xs:element name="RelatedBrotherInLawOrSisterInLaw" type="T_RPT"/>
  <xs:element name="RelatedSonInLawOrDaughterInLaw" type="T_RPT"/>
  <xs:element name="RelatedFatherInLawOrMotherIinLaw" type="T_RPT"/>
  <xs:element name="RelatedStepSonOrStepDaughter" type="T_RPT"/>
  <xs:element name="RelatedStepFatherOrStepMother" type="T_RPT"/>
  <xs:element name="RelatedHalfBrotherOrHalfSister" type="T_RPT"/>
  <xs:element name="RelatedCohabitant" type="T_RPT"/>
  <xs:element name="RelatedCohabitantPartner" type="T_RPT"/>
  <xs:element name="RelatedNonCohabitatingPartner" type="T_RPT"/>
  <xs:element name="RelatedEmployee" type="T_RPT"/>
  <xs:element name="RelatedEmployer" type="T_RPT"/>
  <xs:element name="RelatedManagerOrAdministratorOrCoOperator" type="T_RPT"/>
  <xs:element name="RelatedFirm" type="T_RPT"/>
  <xs:element name="RelatedSubsidiary" type="T_RPT"/>
  <xs:element name="RelatedParentCompany" type="T_RPT"/>
  <xs:element name="RelatedSisterCompany" type="T_RPT"/>
  <xs:element name="RelatedLocationUnitMain" type="T_RPT"/>
  <xs:element name="RelatedLocationUnitSub" type="T_RPT"/>
  <xs:element name="RelatedCorrespondentOrManager" type="T_RPT"/>
  <xs:element name="RelatedInspector" type="T_RPT"/>
  <xs:element name="RelatedSubAgent" type="T_RPT"/>
  <xs:element name="RelatedCommercialRepresentative" type="T_RPT"/>
  <xs:element name="RelatedAccountant" type="T_RPT"/>
  <xs:element name="RelatedAccountantTaxesSpecialist" type="T_RPT"/>
  <xs:element name="RelatedSyndic" type="T_RPT"/>
  <xs:element name="RelatedDomiciled" type="T_RPT"/>
  <xs:element name="RelatedActualInsurer" type="T_RPT"/>
  <xs:element name="RelatedPreviousInsuranceAgent" type="T_RPT"/>
  <xs:element name="RelatedInsurerOfVehicleDriven" type="T_RPT"/>
  <xs:element name="RelatedPolicyHolderOfVehicleDriven" type="T_RPT"/>
  <xs:element name="RelatedCoPolicyholder" type="T_RPT"/>
  <xs:element name="RelatedDeclarant" type="T_RPT"/>
  <xs:element name="RelatedMutualInsuranceCompany" type="T_RPT"/>
  <xs:element name="RelatedAnnualHolidayFund" type="T_RPT"/>
  <xs:element name="RelatedFamilyAllowanceFund" type="T_RPT"/>
  <xs:element name="RelatedMedicalServiceWorkshop" type="T_RPT"/>
  <xs:element name="RelatedSocialSecretariat" type="T_RPT"/>
  <xs:element name="RelatedCommitteeOfEmployersAndTradeUnionists" type="T_RPT"/>
  <xs:element name="RelatedSocialFund" type="T_RPT"/>
  <xs:element name="RelatedMember" type="T_RPT"/>
  <xs:element name="RelatedBank" type="T_RPT"/>
  <xs:element name="RelatedProfessionalOrganisation" type="T_RPT"/>
  <xs:element name="RelatedSchool" type="T_RPT"/>
  <xs:element name="RelatedTeacher" type="T_RPT"/>
  <xs:element name="RelatedStudent" type="T_RPT"/>
  <xs:element name="RelatedMinor" type="T_RPT"/>
  <xs:element name="RelatedProlongatedMinor" type="T_RPT"/>
  <xs:element name="RelatedGuardian" type="T_RPT"/>
  <xs:element name="RelatedProvisionalAdministrator" type="T_RPT"/>
  <xs:element name="RelatedPersonToProtect" type="T_RPT"/>
  <xs:element name="RelatedGuardianOfAProlongatedMinor" type="T_RPT"/>
  <xs:element name="RelatedDiplomaticEnvoy" type="T_RPT"/>
  <xs:element name="RelatedLegalRepresentative" type="T_RPT"/>
  <xs:element name="RelatedLegallyRepresentedPerson" type="T_RPT"/>
  <xs:element name="RelatedUltimateBeneficialOwner" type="T_RPT"/>
  <xs:element name="RelatedFoster" type="T_RPT"/>
  <xs:element name="RelatedFosterParent" type="T_RPT"/>
  <xs:element name="RelatedCurator" type="T_RPT"/>
  <xs:element name="RelatedOtherRelationship" type="T_RPT"/>
  <xs:element name="RelatedPartyHimselfHerself" type="T_RPT"/>
  <xs:complexType name="T_SRO">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Subsidiary risk object</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
    <xs:sequence>
      <xs:element name="RiskObjectDetail" id="C075_n2" minOccurs="0" maxOccurs="1">
        <xs:complexType>
          <xs:sequence>
            <xs:element ref="ObjectIdentifier" id="X053_n2" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListIdentifier" id="X901_n14" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="CodeListResponsibleAgencyCoded" id="X902_n14" minOccurs="0" maxOccurs="1"/>
            <xs:element ref="ObjectName" id="X054_n2" minOccurs="0" maxOccurs="1"/>
          </xs:sequence>
        </xs:complexType>
      </xs:element>
    </xs:sequence>
  </xs:complexType>
  <xs:element name="SubobjectAudioInstallation" type="T_SRO"/>
  <xs:element name="SubobjectComputerAndOfficeEquipment" type="T_SRO"/>
  <xs:element name="SubobjectOtherInteriorEquipment" type="T_SRO"/>
  <xs:element name="SubobjectAdditionsToOriginalBodywork" type="T_SRO"/>
  <xs:element name="SubobjectChangeToAxleBogeyRimsSuspension" type="T_SRO"/>
  <xs:element name="SubobjectOtherExternalAccessories" type="T_SRO"/>
  <xs:element name="SubobjectAudioVisualNavigationCommunicationEquipment" type="T_SRO"/>
  <xs:element name="SubobjectSecuritySystem" type="T_SRO"/>
  <xs:element name="SubobjectAdaptationToDisabledPerson" type="T_SRO"/>
  <xs:element name="SubobjectVehicle" type="T_SRO"/>
  <xs:element name="SubobjectTrailer" type="T_SRO"/>
  <xs:element name="SubobjectDriveunit" type="T_SRO"/>
  <xs:element name="SubobjectConstruction" type="T_SRO"/>
  <xs:element name="SubobjectAnnex" type="T_SRO"/>
  <xs:element name="SubobjectSeparateGarage" type="T_SRO"/>
  <xs:element name="SubobjectBuilding" type="T_SRO"/>
  <xs:element name="SubobjectFurnitureAndEffects" type="T_SRO"/>
  <xs:element name="SubobjectEquipment" type="T_SRO"/>
  <xs:element name="SubobjectGoods" type="T_SRO"/>
  <xs:element name="SubobjectParkedVehicles" type="T_SRO"/>
  <xs:element name="SubobjectSpecialObjects" type="T_SRO"/>
  <xs:element name="SubobjectValuables" type="T_SRO"/>
  <xs:element name="SubobjectWorkDelivered" type="T_SRO"/>
  <xs:complexType name="T_VAL">
    <xs:annotation>
      <xs:appinfo source="Telebib2">
        <xs:businessTerm xml:lang="en">Valuation</xs:businessTerm>
      </xs:appinfo>
    </xs:annotation>
  </xs:complexType>
  <xs:element name="ValuationTotalLoss" type="T_VAL"/>
  <xs:element name="ValuationFirst" type="T_VAL"/>
  <xs:element name="ValuationSecond" type="T_VAL"/>
</xs:schema>
